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The 10 Best Home Care Agencies for Seniors in Roseville, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Roseville, CA, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 58 options below.

Home Care Services in Roseville, California

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Paying for Home Care in Roseville, CA

The Cost of Home Care in Roseville, CA

Based on data in the 2024 Genworth Cost of Care Survey, seniors in Roseville can expect to spend around $4,671 per month for full-time in-home care. This runs hundreds of dollars below California’s median rate of $6,864, setting Roseville apart as one of the more budget-friendly options in the state. For example, rates trend about $3,620 higher in Santa Rosa. 

Roseville

$4,671

California

$6,864

United States

$5,720

Stockton

$6,101

San Francisco

$7,531

San Jose

$8,008

Santa Rosa

$8,294

The Cost of Home Care vs. Other Senior Care Options in Roseville, CA

Home care rates in Roseville come in at around $4,671, making this the most cost-effective local senior care solution. By comparison, seniors who attend adult day health care facilities pay higher rates of $8,667 for nonresidential daytime services, and those who need 24-hour medical support and supervision pay around $11,406 for semi-private rooms in local nursing homes.

Home Care

$4,671

Home Health Care

$6,673

Adult Day Health Care

$8,667

Assisted Living Facility

$6,340

Nursing Home Care (semi-private room)

$11,406

Note: Data for Roseville was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Roseville, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Roseville, CA

In Roseville, seniors who live alone have access to a vast support network that helps them maintain their safety and independence at home. Through the following resources, seniors may be able to obtain transportation services, home-delivered meals and subsidized chore and in-home care services, reducing what they pay for private home care.

ResourceContactService
Area Agency on Aging Area 4(916) 486-1876The Area Agency on Aging administers a full range of services for those aged 60 and over in the Roseville region, including home-delivered and congregate meals, transportation services, caregiver support and respite, health promotion classes and residential repair and modification services. It also provides information and referrals for community-based services.
Seniors First(800) 878-9222Seniors First is a regional nonprofit organization that provides support for seniors who live alone. It has a telephone reassurance program that provides conversation and wellness checks, and it provides local transportation services. It also functions as the Aging and Disability Resource Center for the region.
Del Oro Caregiver Resource Center(916) 728-9333The Del Oro Caregiver Resource Center is a private nonprofit organization that supports family caregivers. Through this organization, unpaid caregivers can access free in-person and online education classes that cover topics such as handling memory-related illnesses and chronic diseases. It also provides funds to help families pay for respite care.
Meals on Wheels-(916) 444-9533The local Meals on Wheels program provides home-delivered meals for qualifying individuals in the region. Meals are delivered daily to housebound individuals, and seniors who are mobile can access congregate meals at agency-run All Seasons Cafes. It also offers AniMeals, which provides food for program participants’ pets.
Veterans' Services(916) 780-3290The county’s Veterans Service Office advocates for veterans in the Roseville region and helps them access the local, state and federal benefits they’re entitled to. Through the office, older veterans can learn about the veteran’s home care program and Aid and Attendance, which may help pay for in-home care.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Matt_2

I am a current client of this provider

Review of BrightStar Care Roseville / South Placer County

It helps me out greatly to be able to rely on someone when I cannot be there. I like that they communicate well and that we haven't had any no-show issues.

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Home Care

Larry C_21

I am a current client of this provider

Review of BrightStar Care Roseville / South Placer County

I like that they are able to delivery my medications for my infusions. I have been able to receive good care through this company.

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Home Care

Tayda Will

I am a past client of this provider

Review of Golden Years In Home Senior Care - Roseville

Wonderful service! The caregivers are attentive and very kind.

Provider response

Thank you for those kind words. We appreciate you taking the time to share your experience with our community. Sincerely, Ken Director

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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