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The 10 Best Home Care Agencies for Seniors in Orangevale, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Orangevale, CA, residents and their loved ones rate In Home Care agencies across the 37 options below.

Home Care Services in Orangevale, California

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Paying for Home Care in Orangevale, CA

The Cost of Home Care in Orangevale, CA

The 2024 Genworth Cost of Care Survey indicates a median monthly home care rate of $4,671 in Orangevale. This rate runs well below the California norm of $6,864 and the U.S. median of $5,720. Local rates also track lower than fees in several nearby cities, including Santa Rosa, where agencies typically charge around $8,294.

Orangevale

$4,671

California

$6,864

United States

$5,720

Stockton

$6,101

Santa Rosa

$8,294

San Francisco

$7,531

San Jose

$8,008

The Cost of Home Care vs. Other Senior Care Options in Orangevale, CA

In Orangevale, nonmedical home care costs around $4,671 per month. It offers savings of about $2,000 over the cost of home health care, which includes skilled nursing services such as wound care and medication administration. Adult day health care costs about $4,000 more, and nursing homes charge significantly higher rates, approximately $11,406 for 24-hour care in semi-private rooms.

Home Care

$4,671

Home Health Care

$6,673

Adult Day Health Care

$8,667

Assisted Living Facility

$6,340

Nursing Home Care (semi-private room)

$11,406

Note: Data for Orangevale was unavailable, so data for the nearest city, Sacramento, was used instead.

Financial Assistance for Home Care in Orangevale, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Orangevale, CA

While home care may be expensive in Orangevale, numerous agencies can help older adults navigate the system and find ways to get the assistance they need at home. The following table highlights organizations that provide community-based programs such as home-delivered and congregate meals and transportation services, reducing seniors’ reliance on private-pay services. It also includes agencies with options counseling to help you find ways to cover in-home care costs.

ResourceContactService
Area 4 Agency on Aging(916) 486-1876The Area Agency on Aging provides free and low-cost services and programs for those aged 60 and over in Orangevale. Through this nonprofit organization, seniors can obtain respite services, home-delivered meals, transportation services and referrals for community-based services. It also contracts with Rebuilding Together to provide home repairs and modifications.
California Health Collaborative(559) 221-6315California Health Collaborative is a nonprofit organization that operates the region’s Multipurpose Senior Services Program. This state-funded program provides case management for income-qualifying individuals in the Orangevale region to help them arrange care at home. All in-home services are free to those who meet eligibility guidelines.
Community Resource Project(916) 567-5200Community Resource Project helps seniors obtain government grants that support their comfort and safety at home. Through this nonprofit organization, seniors can enroll in the Home Energy Assistance Program, which gives participants a credit toward their energy and/or water and sewer bills. The agency also provides weatherization services.
Meals on Wheels(916) 444-9533Meals on Wheels provides home-delivered meals to Orangevale area seniors who are unable to otherwise obtain healthy meals. For older adults who aren’t housebound, the organization serves congregate meals at 20 All Seasons Café locations throughout the county, one of which is in the Orangevale Community Center.
2-1-1 Sacramento(844) 546-14642-1-1 is a free information and referral service. It’s available to all Orangevale residents and can help seniors connect with community-based programs such as volunteer-based transportation, medical equipment loans, home-delivered meals and affordable chore services. It also screens individuals for benefits eligibility that may help cover home care costs.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Rich G_3

I am a current client of this provider

Review of Right at Home Folsom Lake

It helps me relieve the load of being a primary caregiver. They try their best to match the caregivers with the patient.

Read more

Home Care

Radha G

I am a current client of this provider

Review of Right at Home Folsom Lake

We've cooked meals that I don't usually have the energy to make myself. I like they're easy to work with.

Read more

Home Care

Ronald B_20

I am a current client of this provider

Review of Right at Home Folsom Lake

The agency has sent us a good caregiver with a warm personality to make our experience positive. I would recommend the agency because they help me clean the apartment.

Read more

In Home Care near Orangevale, CA

Fair OaksCitrus HeightsRepresaGold RiverFolsomGranite Bay

Other Options in Orangevale, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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