Memory Care Communities in Toledo, Ohio

At $5,274, Toledo’s average memory care cost is cheaper than most other northern Ohio cities. It’s also below the national median of $5,625 and the Ohio average of $5,794. Prices are much higher in Cleveland, where seniors pay $6,175. Mansfield’s average is a little lower than this at $5,998. In Lima, memory care costs approximately $5,754, while in Akron the average is $6,241.

In Toledo, the average price for memory care is $5,274 per month, according to Genworth’s 2021 Cost of Care Survey. This type of care is provided in special units of assisted living facilities and costs 20-30% more than standard care due to additional staff training, therapeutic programming and stronger security measures. The following rates are based on Genworth’s figures for assisted living in Toledo, plus 25%.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Ohio page.

There are several other types of care available in Toledo that families may want to consider. Seniors can receive home care or home health care, which includes some skilled nursing services, for $4,957 per month. Adult day health care costs $2,145, while standard assisted living averages $4,129. At $7,057 for a semiprivate room and $7,851 for private lodging, nursing home care is the most expensive option.

In Toledo and elsewhere throughout the state, memory care facilities are regulated by Ohio’s Department of Health, Bureau of Regulatory Operations. This department is responsible for licensing facilities and enforcing regulations they’re required to follow. 

• U.S. News & World Report rated several of Toledo’s hospitals as high performing in treating conditions such as heart failure, hip and knee replacement, diabetes and COPD. The city’s top-ranked medical facilities include ProMedica Toledo, Mercy Health – St. Anne and the University of Toledo Medical Center.
• Black & White Transportation is the provider for Lucas County’s senior transit program. Riders can request transportation to nonemergency medical appointments, veterans service offices, stores and other destinations in Toledo. Vans are accessible and can accommodate walkers, wheelchairs and other medical equipment.
• Toledo has a cost of living index of 72.7, which is well below the respective national and Ohio averages of 100 and 82.6. Groceries (90.3), health care (86.5), housing (29.6) and transportation (884.3) are all more affordable than average.
• Ohio is moderately tax-friendly to retirees. Sales and property tax rates are higher than the nationwide averages, and some types of retirement earnings are taxed as regular income. However, Social Security benefits are fully exempt in Ohio.
• Toledo has comfortable summer weather, with an average high temperature of 85 degrees in July. Annually, the city gets about 180 sunny days compared to the U.S. average of 205. Winters are typically very cold — the median low temperature is 19 degrees in January, and the city receives an average of 31 inches of snow per year, which is slightly more than the national average of 28 inches.
• Toledo’s air quality is close to average with an index of 55 versus the national norm of 58. Water quality is poor, however. Compared to the U.S. index of 55, the city has an average of just 20.
• Toledo is safer than 7% of U.S. cities, but its property and violent crime rates are higher than the Ohio average. Residents have a one-in-34 chance of becoming a victim of property crime and a one-in-99 chance of experiencing violent crime. For Ohio overall, these rates are one in 55 and one in 327, respectively.