Memory Care Communities in North Tonawanda, New York

In North Tonawanda, memory care facilities charge approximately $5,926. Although this exceeds the state norm by about $200 and the national median by $300, it compares favorably with many nearby cities. In Elmira, for example, rates surpass North Tonawanda’s median by close to $1,100, and in Ithaca, typical costs run even higher at around $10,094. On the other hand, seniors find more affordable care in Rochester, where rates come in near $4,719.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

North Tonawanda seniors pay a baseline monthly rate of $5,926 for memory care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in New York page.

Memory care communities in North Tonawanda charge around $5,926 for services, which comes in several hundred dollars higher than rates in most nearby cities. For example, seniors in assisted living facilities, which provide residential care without dementia support, pay about $1,200 less for services, while those who attend adult day health care pay approximately $1,170 per month for nonresidential personal care and light medical assistance. For seniors who obtain private care services at home, in-home care offers full-time non medical personal care services for around $4,957, and home health care agencies charge roughly $5,053 for skilled nursing at home. Nursing homes charge higher baseline rates of $12,994 for 24-hour skilled nursing.

Memory care communities in North Tonawanda follow the New York Department of Health’s rules for staffing, the scope of services they provide and dementia-specific provisions. The department monitors compliance through routine inspections and an annual licensing process. It also investigates consumer complaints it receives through its Adult Care Facility Centralized Complaint Intake Program.

 

• DeGraff Medical Park, which sits within North Tonawanda, serves as part of the region’s largest healthcare provider and features a 24-hour emergency department, along with a multidisciplinary team of physicians and practitioners. It has a full range of outpatient services, including imaging services, rehabilitative therapies and cardiac care. While it doesn’t have a neurology department, many memory care facilities support access to specialized care through visiting physicians and staff nurses.

 

• Niagara County, where North Tonawanda sits, ranks among the worst in the state for health outcomes and factors contributing to residents’ well-being. Among the state’s 62 surveyed counties, it ranks 51st for variables such as the comparatively low life expectancy of 77.3 years and the low flu vaccination rate among Medicare beneficiaries of 42% compared to 53% statewide. While its physician-to-resident ratio ranks among the lowest in the state and nation at 1:2,480, many memory care communities provide medical concierge services and on-site medical support to avoid gaps in care.

 

• Housing prices in North Tonawanda surpass national norms by about 11% and utility costs run 4% higher than in a typical U.S. city, contributing to an overall cost of living that exceeds the national average by nearly 2%. While this may impact memory care costs, residents spend about 26% less on health care here than in the nation as a whole, promoting affordability for those with fixed incomes.

 

• Seniors in North Tonawanda can claim a deduction of up to $20,000 to reduce what they owe on private pension income and withdrawals from retirement savings accounts, and the state doesn’t impose income taxes on public pension income or Social Security benefits. This leaves more money in seniors’ pockets that can be put toward local memory care costs.

 

• North Tonawanda ranks as safer than just 36% of U.S. communities and 25% of cities across New York. However, in comparison only to communities with similar population sizes, the crime rate falls among the lowest, with the city reporting just 13 illegal incidents per 1,000 people annually, appealing to those seeking memory care in safe environments.