Memory Care Communities in Jamestown, New York

Jamestown seniors pay around $5,731 per month for memory care, which is higher than the national norm of $5,625 but in line with New York’s rate of $5,725. While seniors in Rochester pay lower median fees of $4,719 for services, rates run higher in other nearby communities. For example, seniors in Buffalo pay $5,926 for services, and in Elmira, rates are higher at $7,000. Additionally, Jamestown ranks as a more affordable place to obtain care than Ithaca, where seniors pay $10,094 for services.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Seniors in Jamestown pay about $5,731 monthly for residential dementia services.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in New York page.

Memory care communities in Jamestown charge approximately $5,731 per month for specialized services. This runs considerably higher than the $4,767 seniors pay for full-time in-home care services, including meal preparation and help with dressing and bathing, and home health care, which features skilled nursing services, along with personal care services. Assisted living, which features personal care services in a residential setting for seniors without memory loss, is even more economical at $4,585. Only nursing home care, which accommodates seniors who need around-the-clock medical support, is costlier than memory care at $9,216.

In Jamestown, as in the rest of New York, memory care communities obtain licensing as special needs assisted living residences through the New York State Department of Health. This department enforces minimum standards for care planning, intake and discharge criteria, staffing and building requirements, and it conducts regular site inspections to ensure safe conditions.

• Chautauqua County, where Jamestown is located, is listed on the Dementia Friendly America Network and offers a range of services for seniors and families living with memory loss. Through the county’s NY Connects program, individuals can obtain information on local memory care communities and initiatives, such as health screenings and educational opportunities.

• New York has retiree-friendly income tax laws that include full exemptions for Social Security benefits and a $20,000 deduction on other forms of retirement income. While the sales tax rate is the 10th highest in the nation, food and prescription and over-the-counter drugs are exempt, benefiting those who rely on medications to manage symptoms of dementia.

• Jamestown scores 6 on a total crime index, meaning that the city’s crime rate is lower than just 6% of U.S. communities. There are approximately 39 crime incidents per 1,000 people, including eight violent offenses and 31 property-related incidents, which is high compared to U.S. cities with similar population sizes. Fortunately, memory care communities keep residents safe with features such as fully enclosed courtyards to prevent wandering and security gates to monitor visitors.

• UPMC Chautauqua sits in Jamestown proper, providing access to diverse medical services for local seniors. This 227-bed hospital serves as the largest not-for-profit health care provider in southwestern New York and specializes in cancer care, heart care and diabetes management. While it doesn’t offer neurology services, it can provide referrals to local specialists.

• Chautauqua County ranks in the bottom 0-25% percentile for health factors and health outcomes, and it comes in 56th overall among New York's 62 ranked counties. The county’s rate of deaths in those under age 75 is high at 390 incidents per 100,000 people compared to 310 statewide, and the life expectancy is lower than state and national norms at 77.8. Fortunately, memory care residents have access to dementia-informed interventions and health monitoring, along with on-call physicians who provide routine medical support.

• The cost of living in Jamestown is 8% below the national norm due to affordable housing, health care and food costs. This promotes cost-effective residential memory care solutions for those with dementia.