The 5 Best Memory Care Facilities in Cape May County, NJ for 2024

 Cape May County, located at the southern tip of the New Jersey coast, centers around the towns of Ocean City and Cape May. The state is estimated to have over 180,000 residents with Alzheimer's disease or another form of dementia, diseases that are especially prevalent among the 65 and older population. Out of 95,000 residents in Cape May County, 25 percent are 65 and older. Ten percent of Cape May's 65 and older demographic have been diagnosed with dementia, and Cape May County is home to two memory care facilities that care for and treat these individuals.

The New Jersey Department of Health licenses these facilities, known as Dementia Care Homes, in Cape May and throughout the state. Each facility must provide specialized levels of care for persons with Alzheimer’s disease and related disorders. 

• Weather in Cape May County means warm, humid summers and winters with plenty of snow. There is a risk for tropical storms for those that live along the coast. Seniors who have health conditions aggravated by colder temperatures may not be comfortable here,although those sensitive to higher heat may find relief here. 
  
• Cape May County's cost of living is about 25 percent higher than the national average, at 125.7 compared to a national base of 100. Housing costs, at 177 compared to 100, are the main reason for this. Higher housing costs may increase indirectly increase operating costs and the monthly fees residents pay. Healthcare, also important for seniors, is slightly lower than the national average, at 95 compared to 100. 
  
• Although Social Security benefits are not subject to New Jersey income tax, withdrawals from IRAs and other retirement accounts are subject to a state income tax. This is on a sliding scale, with higher taxes for higher annual incomes. Families budgeting for a loved one's memory care may want to consider this
  
• Cape May County is home to world-class medical facilities, including those specializing in brain health and dementia, such as Cape Regional Health System in the event of medical emergencies or illness.

Memory Care costs in Cape May County start around $8,290 per month on average, while the nationwide average cost of memory care is $5,743 per month.

It’s important to note that memory care rates in Cape May County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in New Jersey page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in New Jersey page.

Cape May County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in New Jersey are required to follow. Visit our Memory Care in New Jersey page for more information about these laws.