Memory Care Communities in Moline, Illinois

In Moline, seniors and families expect to pay $5,438 per month for memory care, which runs about $170 lower than the state and national norms. Additionally, local care costs compete with rates in Springfield, where facilities charge $6,388 for care, and Rockford, where monthly fees surpass Moline’s norm by $1,125. For those seeking more economically priced care, rates in Peoria come in lower at $5,164.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care communities in Moline charge a typical monthly rate of $5,438.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

Memory care fees in Moline come in at $5,438 monthly, which exceeds the cost of assisted living, an option that includes housing and basic personal care, by $1,088. Alternatively, seniors who reside in their own homes or the home of a family member pay comparatively affordable rates of $5,148 for in-home care services, such as meal preparation and assistance with bathing, as well as home health care, which features skilled nursing services. Adult day health care offers an even more economical option at $1,695 monthly for nonresidential daytime assistance. On the other hand, nursing home care costs run higher at $6,327 for services such as wound care and disease monitoring in a hospital-like environment.

All memory care facilities in Moline obtain licensing through the Illinois Department of Public Health’s Division of Assisted Living. The state officially recognizes these facilities as assisted living establishments, and it requires them to follow standard operating procedures and minimum building and staffing standards, along with increased provisions for security and staff training.

• UnityPoint Health - Trinity Moline serves the Moline region as an award-winning hospital with a range of specialties, including wound care, pain management and diabetes care. Although this hospital doesn’t provide neurology services, it can provide referrals for local providers who specialize in dementia treatment.

• The AARP Livability Index gives Moline 57 out of 100 points for favorability for seniors, which comes in 10 points above the typical score for county subdivisions nationwide. Compared to national norms of 0.0, Moline has 0.7 grocery stores and 2.0 parks within a half-mile radius of any point in the city, and its air quality ranks superior to national figures. Additionally, residents benefit from the state expansion of the Family and Medical Leave Act, which may promote job security for those caring for a loved one with dementia.

• Housing costs in Moline fall about 40% below the national average, and residents typically spend 8% less on utilities here than in a typical U.S. city. This promotes competitive memory care rates and can offset comparatively high healthcare costs, which trend 4% above the national average. The state also funds home and community-based services waiver programs to help qualified seniors pay for memory care services. 

• Moline seniors don’t pay income taxes to the state on the majority of their retirement income, including anything they draw from pensions, retirement accounts or Social Security. While the base state sales tax rate exceeds the nationwide average at 6.25%, the state only taxes prescription and over-the-counter medications at 1%, helping seniors afford medication therapy for conditions such as dementia.

• Moline reports about 33.31 crime incidents per 1,000 people annually, which is higher than 96% of cities across Illinois and 92% of U.S. communities, as well as cities with similar population sizes. While both property and violent crime occur at rates surpassing state and national norms, the city has several neighborhoods in which crime occurs far less frequently, including Greater Homewood, Wheelock-Veile and Molette.