Memory Care Communities in Yuba City, California

The national average cost of memory care is 3.4% less than in Yuba City, but the area is still more affordable than most of California. Monthly rates average 12.7% higher statewide, and in the nearby city of Sacramento, prices are about 12.1% costlier. The trend continues in Chico, where memory care communities charge around 9.6% more than those in Yuba City, and in Vallejo, where communities cost about 6.2% more.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care communities in Yuba City cost $5,823 per month, on average.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory care ranks among the costliest senior care options in Yuba City, but some alternatives are more expensive. With an average cost of $10,646 per month, nursing home facilities charge about 82.8% more than memory care communities as they offer intensive, 24/7 medical monitoring.

In-home care offers one-on-one assistance to semi-independent seniors for about 1.2% more per month than memory care, while home health care provides light skilled nursing in the home for about $72 more. On the other hand, seniors and their families can find adult day health care providers in Yuba City for roughly 66.5% less than memory care, but these part-time services may not be a good fit for individuals with dementia.

In California, the Department of Social Services regulates memory care communities through its Community Care Licensing Division. People with loved ones in memory care communities can turn to the department to learn more about health and safety rules, and those concerned about care quality can report facilities to the department by phone.

• Sutter Health is a nonprofit medical center offering numerous services in Yuba City, including brain health programs through its dedicated neuropsychology department. Healthgrades ranks the center among the 50 best hospitals in the nation, and eligible seniors may be entitled to free or reduced-fee services.

• Yuba City's cost of living is roughly in line with the national norm, which can make it a good option for seniors and families looking for affordable destinations in California. Additionally, California as a whole is part of the AARP's Network of Age-Friendly States, indicating that the state government is committed to creating an accessible and senior-friendly living environment.

• When it comes to violent crime, Yuba City is somewhat safer than other locations in the United States. Using a 100-point index, the city's violent crime rate is about 6.3 points lower than average. On the other hand, property crime is more common in Yuba City, ranking 7.3 points above the U.S. norm. However, seniors and families concerned about safety should know that memory care communities typically employ comprehensive security systems. These may include motion detectors, cameras, locked entrances and 24/7 staff monitoring, offering residents high-level safety day and night.

• Residents of Yuba City experience wide-ranging temperatures throughout the year. Highs climb to around 96 degrees Fahrenheit from June through August, while lows typically drop to 39 degrees Fahrenheit around late December. Meanwhile, humidity levels are generally comfortable year-round and rarely exceed 40%. For seniors' comfort, the staff at memory care communities usually plan frequent indoor activities when the weather is unpleasant.

• The Environmental Protection Agency reports that watersheds impact the quality of a city's drinking water. In Yuba City, data shows that much of the region's water systems are impaired, indicating that local tap water may have excess pollutants. Fortunately, many memory care communities use water filtration systems that can protect seniors from harmful contaminants.