Memory Care Communities in Visalia, California

Memory care prices can vary based on location. Visalia’s average monthly cost for memory care is $4,313, less than both the state and national averages of $6,563 and $5,625, respectively. Visalia’s costs are also lower than in surrounding areas, making it one of the most affordable retirement destinations in California. Costs increase to $4,688 in Bakersfield and $4,875 in Fresno. Comparable care in Hanford runs $1,125 higher than in Visalia and increases more in Los Angeles, where seniors can expect to pay $6,463 per month on average for memory care.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Memory care costs an average of $4,313 per month in Visalia.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory care costs in Visalia are relatively affordable compared to many other types of care. Both in-home and home health care average $5,339 per month. Nursing home facilities cost nearly double what memory care costs, averaging $8,517 per month. Seniors seeking more affordable care who only need assistance during the day can save a considerable amount with adult day health care, averaging $1,192 per month. Assisted living offers around-the-clock assistance with daily living tasks for those without significant medical needs or cognitive decline for 25% less, on average, at $3,450 per month.

In California, the Community Care Licensing Division of the California Department of Social Services regulates adult and elderly care facilities, including memory care. It ensures seniors receive the state minimum requirements of care and supervision. CCLD also conducts inspections and issues Residential Care Facility for the Elderly (RCFE) licenses and investigates complaints or regulation violations. 

• Despite California as a whole having a very high cost of living, the costs in Visalia mostly align with national averages. The overall cost of living in Visalia is only about 2% more expensive than the national average and 47% cheaper than California’s state average. This difference is reflected in the cost of memory care and other types of senior care compared to the rest of the state as well. 
• The number of physicians per capita in Visalia is just 97 per 100,0000 people, significantly lower than the national average of 210. However, Visalia is home to the highly rated Kaweah Health Medical Center, which offers quality care in a range of practices, including oncology, general surgery, cardiology and neurology. 
• With a Mediterranean climate, Visalia experiences hot summers and mild winters. The area experiences, on average, 275 sunny days per year and receives just 11 inches of rain compared to the national averages of 205 sunny days and 38 inches of rain, respectively. Summer average highs reach about 95 degrees. However, winter temperatures are mild, with average lows about 37 degrees.
• Taxes are on the higher side in Visalia. Sales tax is a combined 8.5%, consisting of state, county and city taxes. However, a state senior income tax credit can offset this. 
• In California, most retirement income is considered taxable at normal rates. However, Social Security benefits are not taxed by the state, though the federal government may tax them. This can keep some much-needed cash in seniors’ pockets to use for memory care costs.
• Crime in Visalia is somewhat higher than the national average. On a scale of 1 to 100, with 100 being the highest level of crime, the national averages are 22.7 and 35.4 for violent and property crime, respectively. In Visalia, these numbers increase to 27 and 47, respectively. While seniors looking for a safe environment may find these numbers discouraging, memory care facilities frequently employ a robust security system for the safety of residents, so the effects of crime in the area shouldn’t be as noticeable.