Modesto is a cost-effective option for seniors and families seeking memory care services, offering some of the lowest rates in the state at $5,000. This is nearly $1,600 below California’s norm of $6,563, and it’s over $600 less than the national average of $5,625. While seniors may save money by obtaining care in Stockton, where facilities charge $4,561, rates in other surveyed cities are considerably higher. In Sacramento, care costs exceed Modesto’s average by over $1,500 at $6,531 monthly. Rates in Napa are nearly $3,000 higher at $7,875, and in Santa Rosa, care costs are the highest in the state at $8,810.