Caring.com
Caring.com

(800) 558-0653

The 10 Best Home Care Agencies for Seniors in Modesto, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Modesto, CA, residents and their loved ones rate In Home Care agencies 4.6 out of 5 stars across the 33 options below.

Home Care Services in Modesto, California

33 Results

Filters

33 Results

Didn't find what you were looking for?

Caring's Family Advisors are here to help you with questions about senior living and care options.

Call us at (855) 948-3865

1

2

What you can do with Caring

  • Search the Caring database

    Quickly search the largest online senior living and senior care directory

  • Read reviews and expert guidance

    Read our authentic consumer reviews and content by experts

  • Speak to a Family Advisor for free

    Guided, expert advice to find the best community or agency for you

  • Take a tour to decide yourself

    We’ll help you book tours or get in touch with local agencies

On this page:

Paying for Home Care in Modesto, CA

The Cost of Home Care in Modesto, CA

Genworth’s 2022 Cost of Care Survey lists an average price of $5,768 for home care in Modesto, lower than the state average of $6,101 but higher than the national average of $4,957. Compared to various California cities, Modesto is significantly higher than El Centro’s average, which is the lowest statewide at only $3,432. Modesto’s monthly average is also less than Bakersfield’s cost of $5,506. However, it’s higher than Los Angeles’s monthly average of $5,911 and San Francisco’s $6,864.

Modesto

$5,768

California

$6,101

The United States

$4,957

El Centro

$3,432

Bakersfield

$5,506

Los Angeles

$5,911

San Francisco

$6,864

The Cost of Home Care vs. Other Senior Care Options in Modesto, CA

Home care includes basic personal care and household chores, such as dressing, bathing, cooking and cleaning. Alternatively, home health care may provide personal care but also covers medical services, usually requiring a registered nurse or therapist. However, despite their differences, both in-home care services cost the same in Modesto at $5,768 monthly. Compared to other senior care options, in-home care costs over $1,700 less than assisted living but nearly $4,700 less than semiprivate rooms in nursing homes and $5,790 for a private room.

Home Care

$5,768

Home Health Care

$5,768

Assisted Living

$4,000

Nursing Home Care (semiprivate room)

$10,463

Financial Assistance for Home Care in Modesto, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages:Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Modesto, CA

City, county and state government offices and local nonprofits promote programs for seniors to help them remain in their homes instead of moving to institutional care providers. Through these programs, seniors can age in place safely with services such as meal deliveries, home repair, energy savings and financial assistance.

ResourceContactService
Meals on Wheels(209) 558-8698Seniors aged 60 or older who are primarily housebound receive the highest priority for home-delivered meals through the Stanislaus County Area Agency on Aging. Weekly deliveries include five frozen meals, milk, juice or fruit and bread. There’s no charge for this program to those who qualify.
Utility Billing Assistance Program(209) 577-5395Qualifying utility customers receive $35 off their monthly bill through the City of Modesto’s Utility Billing Assistance Program. Seniors receiving Medi-Cal benefits, Supplemental Security Income or State Supplementary Payments may qualify. The home must be their primary residence and a metered household.
Homeowner Repair Assistance Program(209) 577-5211Low-income households may qualify for the Homeowner Repair Assistance Program offered through the City of Modesto. This program helps repair critical health and safety hazards and helps make homes more accessible.
Stanislaus County Aging & Veterans Services(209) 558-8698Aging & Veteran Services helps explain the services available, how to qualify for benefits and who to contact to apply. Services may include caregiver support, financial assistance, home repairs and in-home assistance. Eligible seniors may also receive legal aid, tax preparation and veterans services.
Modesto Senior Citizens Center(209) 341-2974Modesto Senior Citizens Center provides in-person and virtual programming to help seniors remain active and socialize. Seniors capable of traveling may want to join them for its Bodem Bistro Seniors Meals for those aged 60 or older. Voluntary contributions are requested but not mandatory to receive meals.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Barbara P_56

I am a current client of this provider

Review of Right at Home Modesto/San Joaquin

They really help with routine tasks that she is unable to do on her own. I like the ease of the service and the quality.

Read more

Home Care

Nancy C_40

I am a current client of this provider

Review of Right at Home Modesto/San Joaquin

The provider has helped me the most by doing extra things for me that I need to do. I like the agency's efficiency.

Read more

Home Care

Carmen P_9

I am a current client of this provider

Review of Right at Home Modesto/San Joaquin

They are able to backfill a shift when a caregiver calls out. They send out qualified caregivers.

Read more

In Home Care near Modesto, CA

CeresEmpireSalidaKeyesRiverbankHughson

Other Options in Modesto, CA

Business Owners

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Our Services

  • Senior Living Directory

  • Senior Care Directory

  • Caregiving Resources

  • Sitemap

  • Terms of Use

  • Privacy Policy


© 2024 Caring, LLC. All rights reserved.