Memory Care Communities in Eureka, California

In Eureka, seniors and families spend around $6,750 per month on residential memory care services. While this tracks about $140 over the national norm, it falls over $1,000 below the statewide median. It's also an economical option compared to several nearby cities, including Santa Rosa and Napa, where respective fees come in at around $9,063 and $9,360.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2024 Cost of Care Survey.

Eureka's memory care facilities charge a baseline rate of $6,750 per month for dementia services.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in California page.

The monthly memory care rate in Eureka comes to around $6,750. This is about double the rate of in-home care, which costs roughly $3,241, and it outpaces assisted living costs by around $1,350. Even so, memory care costs run thousands of dollars lower than nursing home rates, which come in near $12,167 for shared units.

Like all senior residential care communities in California, memory care facilities in Eureka obtain licensing through the California Department of Social Services’ Senior Care Licensing Program. This agency officially recognizes these facilities as residential care facilities for the elderly and requires them to fulfill staffing, care planning and security requirements to provide specialized dementia care.

• California levies a comparatively high income tax, making this a costlier place to live than most other states. Depending on their annual earnings, seniors pay rates between 1.0-13.3% on almost all their income, including withdrawals from pre-tax retirement accounts and money from public and private pensions. However, the state provides a senior income tax exemption, and it exempts all Social Security income, which may help seniors afford memory care costs in Eureka.
• Providence St. Joseph Hospital Eureka provides robust medical care to memory care residents in the Eureka region, including primary, specialty, emergency and urgent care services. It houses a neurosciences program with board-certified neurologists who treat memory-related disorders. Many local memory care residences provide nonemergency medical transportation and care coordination to help seniors access care.
• Eureka’s cost of living runs about 7% over the national average, with transportation, food and housing expenses driving comparatively high living costs. Fortunately, many memory care communities provide all-inclusive pricing and multiple housing options.
• Eureka has cool, dry summers with generally clear skies and an average daily high temperature of around 63 degrees Fahrenheit. Temperatures are only slightly cooler in the winter months, with highs of 56 degrees Fahrenheit. Year-round, residents see about 44 inches of rain, with most rain coming during the winter. To provide opportunities for outdoor enjoyment, many memory care communities organize supervised therapeutic activities, such as picnics and gardening.
• Eureka rates as safer than 2% of U.S. and California communities, but its crime rate tracks higher than norms in similarly sized cities across the country. Seniors seeking safe neighborhoods for memory care may opt for neighborhoods such as  Freshwater and Spruce Point, where crime occurs less often.
• The AARP Livability Index gives Eureka a score of 56 for seniors' livability. This score is about eight points above the average U.S. city score, putting Eureka in the top half of U.S. communities for its age-friendly benefits and amenities. Within a half-mile radius of local memory care communities, residents find around two grocery stores and three parks, providing convenience for visiting family members.