Assisted Living Communities in Van Wert, Ohio

According to the 2024 Genworth Cost of Care Survey, seniors considering assisted living in Van Wert should budget around $4,456 per month for residential services. The local rate trends about $840 below the state norm and offers affordability compared to costs in other northwestern Ohio cities. For example, costs in Dayton run higher at approximately $6,750, while seniors in Lima spend around $7,413 on assisted living.

Seniors in Van Wert pay $4,594 per month on average for assisted living services. This is a couple of hundred dollars higher than the state average of $4,350 and the national median of $4,300. 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

With assisted living costs near $4,456, seniors in residential care pay some of the lowest long-term care rates in the city, especially compared to alternatives that include skilled nursing services. By comparison, home health care agencies charge notably higher rates of around $6,673 for full-time skilled support. Additionally, nursing homes charge fees of about $9,292 per month for shared living units.

In Van Wert, assisted living facilities follow regulations set by the Ohio Department of Health, which licenses and monitors residential care facilities throughout the state. This department enforces guidelines related to staffing, care planning, intake and discharge procedures and reporting abuse. It has an initial and annual licensing process and investigates complaints regarding substandard care. 

• Summers in Van Wert are pleasant with high temperatures in the mid-80s and fairly low humidity levels, which is well-suited for those who enjoy spending time outdoors. Winters tend to be cold with low temperatures in the teens and about 22 inches of snow. To prevent boredom during the winter months, many assisted living facilities plan indoor games and activities.  
• Property crime is more prevalent in Van Wert than in the typical U.S. city, with this type of crime rating 48.1 on a 100-point index compared to the national average of 35.4. Violent crime, however, is very uncommon, which may provide peace of mind to seniors relocating to this city for retirement. This type of crime is rated nearly 10 points lower than the national average at 12.8.  
• Health care costs in Van Wert are about 12% cheaper than in the nation as a whole, which may make the city an affordable option for those managing chronic conditions. However, there are only about 81 doctors per 100,000 people versus the national rate of 210. Even so, the city is home to Van Wert Health, and there are seven more hospitals within 30 miles.  
• Van Wert is one of the cheapest Ohio cities to live in, which may enable older adults to maintain their standard of living throughout their retirement years. The overall cost of living is about 30% lower than the national median. Housing is particularly affordable, which may keep assisted living rates competitive, and residents generally pay less for transportation expenses here than in other U.S. cities. 
• Most types of retirement income are taxed as regular income, but seniors in Van Wert can claim credits to minimize the financial burden. Ohio doesn’t tax Social Security benefits, which may help seniors put more money toward care expenses.