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Assisted Living Communities in Saginaw, Michigan

As the principal city of the Saginaw Metropolitan Area, Saginaw sits along the Saginaw River in Central Michigan. This community is home to 18 assisted living facilities, and seniors can choose from an additional 56 options in nearby areas. In 2024, these facilities charge around $5,000 per month for services, offering $350 in savings over the national median.

For details on the amenities and quality of local memory care facilities, take a look at the 444 reviews reviews in our assisted living directory. We find an average quality rating of 4.3 out of 5 stars out of five stars based on consumer feedback.

Directory of Assisted Living in Saginaw, MI

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The Cost of Assisted Living in Saginaw, MI and Nearby Cities

The 2024 Genworth Cost of Care Survey indicates that assisted living facilities in Saginaw charge baseline monthly rates of $5,000. This lines up closely with Michigan’s median of $5,050 and offers savings over rates in many nearby cities. For example, Saginaw may be a cost-effective alternative to Lansing, where rates come in near $5,500, and Detroit, where facilities charge roughly $5,949.

Saginaw

$5,000

Michigan

$5,050

United States

$5,350

Bay City

$5,075

Flint

$4,250

Lansing

$5,500

Detroit

$5,949

Paying for Assisted Living in Saginaw, MI

Financial Assistance for Assisted Living in Saginaw

Several state and federal programs are available to help eligible Saginaw seniors with the cost of an assisted living facility. These include the Medicaid State PlanMI Choice and Supplemental Security Income Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

The Cost of Other Types of Senior Living in Saginaw, MI

In Saginaw, monthly assisted living costs come in at around $5,000. While seniors who remain in their homes and attend adult day health care facilities pay lower rates of approximately $4,333, other senior care solutions in the city cost more. For example, home health care rates runabout $530 higher, and nursing homes charge over $1,840 more for care.

Home Health Care

$5,529

Adult Day Health Care

$4,333

Assisted Living Facility

$5,000

Nursing Home Facility (semi-private room)

$6,844

Free Assisted Living Resources in Saginaw

Seniors who live in Saginaw and want to learn more about assisted living or other forms of long-term care can reach out to the following organizations for information and assistance. Services are available to seniors, caregivers and their families.

ResourceContactService
Region VII Area Agency on Aging(989) 893-4506Located in Bay City, this Area Agency on Aging connects seniors and caregivers to supportive services in their community. It provides a wealth of helpful services ranging from insurance counseling to phone-based medical advice. In addition to administering federal benefits available to residents aged 60 years and older, it provides legal and financial services, including help with wills and advance directives. Its impartial volunteer long-term care ombudsman is available to address questions or concerns related to assisted living.
Saginaw County Commission on Aging(989) 797-6880Seniors age 60 and older can access a variety of free and sliding-scale supports through this county office. It provides case management services, long-term care needs assessments, accessible transportation, free emergency cell phones and caregiver assistance. Staff members match residents with meaningful volunteer opportunities, and its bilingual minority outreach program supports underserved adults. Additional resources are available to individuals who have dementia or are at risk of nursing home placement.
Saginaw Senior CentersVariesThe Commission on Aging operates five senior centers in Saginaw, including the Buena Vista Senior Center and the Eleanor Frank Senior Center. Several others are located in Chesaning and other parts of the county. These centers offer congregate meals, preventive health screenings, fitness classes and special events. Programs vary by location but typically include bingo, pool, darts, cards, crafts and dominoes. They also offer line dancing, tai chi and Wii bowling.
Legal Services of Eastern Michigan(800) 322-4512Since 1951, Legal Services of Eastern Michigan has provided free information and assistance to low-income individuals and families in Saginaw and several neighboring counties. Services are intended for residents who earn up to 125% of the poverty level, and expanded options are available to applicants with higher income levels in certain situations. Its areas of focus include individual rights, government benefits access, consumer credit issues and family and elder law.

Assisted Living Laws and Regulations in Saginaw

Saginaw-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Maryann

I visited this facility

Review of Bickford of Saginaw

What I like about Bickford of Saginaw is that it seems nice and bright. The staff are friendly, and they mostly serve home-cooked food. The structure of the building is good, and it appears to be...

Provider response

We greatly appreciate your kind words. We pride ourselves on our home-like environment and the love we give our residents.

Read more

Assisted Living

Ray

I visited this facility

Review of Bickford of Saginaw

Bickford of Saginaw seemed more friendly than the other location we visited, and they seemed to be on top of their game better. It was a little bit bigger and it seemed to be comfortable. They had...

Read more

Assisted Living

Ray

I visited this facility

Review of Brookdale Saginaw

At Brookdale Saginaw, I liked the way that they treated the people and the way they treated me. The staff was very welcoming and very nice. They offered all the amenities. Their pricing was...

Read more

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Other Options in Saginaw, MI

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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