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Assisted Living Communities in Ellicott City, Maryland

Ellicott City sits in the Baltimore Metropolitan Area and serves as the seat of Howard County. In this region, seniors have 113 assisted living facilities to choose from, including 13 in the city proper. In 2024, the median monthly rate for care in this city comes to around $6,650, which offers savings over the state’s baseline of $6,900.

We find that assisted living facilities in Ellicott City earn an average consumer satisfaction score of 4.4 out of 5 stars. To learn more about these ratings, read through the 1714 reviews reviews in our directory.

Directory of Assisted Living in Ellicott City, MD

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The Cost of Assisted Living in Ellicott City, MD and Nearby Cities

Based on fees in the 2024 Genworth Cost of Care Survey, seniors spend around $6,650 monthly on assisted living in Ellicott City. This falls $250 below the Maryland median but tracks hundreds of dollars over rates in nearby communities. For example, fees come in about $850 lower in Hagerstown, and in Cumberland and Salisbury, rates run near $5,027 and $4,899, respectively.

Ellicott City

$6,650

Maryland

$6,900

The United States

$5,350

Cumberland

$5,027

Hagerstown

$5,800

Salisbury

$4,899

Paying for Assisted Living in Ellicott City, MD

Financial Assistance for Assisted Living in Ellicott City

The state of Maryland pays for assisted living services in Level II and Level III ALPs through the Medicaid 1915(c)Home and Community-Based Options Waiver Program. There is also a Senior Assisted Living Group Home Subsidy Program funded by the state.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Living in Ellicott City, MD

Assisted living residents in Ellicott City incur a median monthly expense of around $6,650. This runs about $5,100 lower than nursing home care with semi-private units. It also offers an economical alternative to in-home care, which costs close to $6,864 per month. However, home health care agencies charge lower rates of roughly $6,292, and seniors in adult day health care facilities spend about $2,275. 

In-Home Care

$6,864

Home Health Care

$6,292

Adult Day Health Care

$2,275

Assisted Living Facility

$6,650

Nursing Home Facility (semi-private room)

$11,756

Note: Since data for Ellicott City is unavailable, we used data for the nearest city, Baltimore, instead.

 

Free Assisted Living Resources in Ellicott City

Seniors and their families have several community resources from Ellicott City and the greater Baltimore area to help them maintain their independence or seek assistance applying for government benefits. Some of these agencies can also help seniors find the right assisted living accommodations and help individuals and families with the transition into long-term care living.

ResourceContactService
Maryland Long-Term Care Ombudsman Program(410) 313-6423Maryland's long-term care ombudsmen address the needs of residents of assisted living and other long-term care communities. This includes receiving complaints filed by residents or on behalf of residents by their families and addressing the concerns. Other functions of this organization include helping Maryland seniors find the right assisted living home, with unbiased assessments of each facility's benefits and drawbacks.
Maryland Department of Aging(410)-767-1100Maryland’s Department of Aging’s mission is to make the state an attractive retirement destination for older adults. It helps communities across the state develop programs to enhance the lives of older adults and make resources more accessible for the elderly.
Maryland Legal Aid(866) 635-2948Legal Aid assistance is open to all who meet certain income guidelines and is provided by Maryland lawyers. Cases are civil matters only and include fraud and elder abuse or neglect or landlord-tenant disputes. Other matters handled by the lawyers are filing for divorce or bankruptcy and drafting wills, trusts, living wills and powers-of-attorney.
Baltimore County Department of Aging's Loan Closet(410) 887-2594Seniors in the greater Baltimore area who cannot afford their own durable medical equipment may indefinitely borrow from the Department of Aging’s Loan Closet. The community donates items, so what’s in stock can vary. Typically, the loan closet will have manual wheelchairs and walkers, rollators and canes, toileting and shower chairs and sometimes TTY kits and blood pressure cuffs. Items are given on a first-come, first-served basis.
Baltimore County Ride Service(410) 887-2080The Ride Service program is a shuttle service for the elderly and those who need special travel accommodations, such as walker and wheelchair accessibility. The vehicles have ramps and low step thresholds. The service also has escorts for individuals who need assistance running errands, shopping or visiting the doctor. Seniors may book online or by calling ahead, and the service is free.

What to Consider About Assisted Living in Ellicott City

The Maryland Department of Health licenses and regulates assisted living homes in the state. Each Ellicott City assisted living community must pass regular inspections from this agency to retain its licensure, including demonstrating appropriate levels of sanitation and an assessment of the care that residents receive. Staff members and on-site medical professionals also have their credentials verified.

Benefits and Drawbacks of Assisted Living in Ellicott City

  • The overall cost of living in Ellicott City is considerably higher than the U.S. median, 147.8 compared to 100. Seniors on a budget may want to keep this in mind when looking for assisted living. However, health care is lower than the national average, 92.8 compared to 100. 
  • Maryland seniors who have an income of less than $100,000 per year may receive a state income tax break. No taxes are levied on the first $50,000 of income, and the remainder is taxed at a lesser rate. This includes the income derived from wages, retirement accounts, pensions and Social Security. 
  • Seniors with chronic health concerns may be pleased to note they have many options for medical care. The number of doctors per 100,000 residents is more than double the national average, 454 compared to 210.
  • Ellicott City receives an average of 206 sunny days per year compared to the U.S. average of 205. On the BestPlaces Comfort Index, the city has a rating of 7.3 out of 10, making it one of the more pleasant places to living in Maryland.
  • Crime rates here are quite low, which can help seniors feel more comfortable exploring their community alone. Violent crime rates are 13.4 compared to the U.S. average of 22.7, while property crime rates are 20.4, compared to 35.4 for the U.S. on average. 
  • As part of Howard County, Ellicott City shares the county’s designation as a member of the AARP’s Network of Age-Friendly Communities. The AAPR rates cities and counties across the country on their senior-friendliness, including the availability of resources and benefits, transportation, health care and other factors. 
  • Ellicott City and the greater Baltimore area are rated as one of the top ten places to retire. This designation is based on the overall wellness and supports seniors receive and health care and social/ emotional support. This area, in particular, is acknowledged to have some of the finest health care in the nation.

Assisted Living Laws and Regulations in Ellicott City

Ellicott City-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Claudia

I visited this facility

Review of Shangrila Senior Living

I went to Shangrila Senior Living. They provide three meals a day. They have activities and a nice eating area. You have a choice of eating in your room or eating in the eating area. They have a...

Read more

Assisted Living

Angela

I visited this facility

Review of Shangrila Senior Living

I went to Shangrila Senior Living. It was very nice. It was just a little bit too far from where I'm living. So, we were trying to find something closer to our house, but the facility was very...

Read more

Assisted Living

Kathy

I visited this facility

Review of Lighthouse Senior Living at Ellicott City

I like the way Lighthouse Senior Living Ellicott City was laid out, and I liked the number of activities and things like that. The man that gave me the tour was the sales director. He was very...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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