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Assisted Living Communities in Cape Coral, Florida

Located in Lee County, Cape Coral sits on Florida’s Gulf Coast between the Caloosahatchee River and the Matlacha Pass. In this region, seniors have 84 assisted living facilities to consider, including 20 within Cape Coral. Based on median costs reported in 2024, prospective residents anticipate monthly fees of around $5,675, with rates tracking hundreds of dollars above the Florida norm of $4,750.

We provide a closer look at the value and amenities of local assisted living communities through 1228 reviews objective reviews, helping you make informed long-term care decisions. On average, facilities earn a rating of 4.3 out of 5 stars stars from consumers.

Directory of Assisted Living in Cape Coral, FL

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The Cost of Assisted Living in Nearby Cities

According to the 2024 Genworth Cost of Care Survey, assisted living residents in Cape Coral see monthly expenses of around $5,675. This rate runs high compared to regional norms, with seniors paying around $1,100 less for residential care in Sebring and over $1,950 less on care in Punta Gorda. Similarly, the local rate surpasses Florida’s median of $4,750 and the U.S. baseline of $5,350.

Cape Coral

$5,675

Florida

$4,750

United States

$5,350

Naples

$5,068

Punta Gorda

$3,724

North Port

$4,965

Sebring

$4,595

Paying for Assisted Living in Cape Coral, FL

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Cape Coral and 133 other cities in Florida.

Financial Assistance for Assisted Living in Cape Coral

In regards to public financing options, the state of Florida covers services in ALFs with either standard or specialty licenses under a statewide 1915(b)(c) MLTC program. Waiver participants must be offered a private room, private apartment or unit that is shared only by consent to be eligible for such options.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Inflation's Impact on the Cost of Assisted Living in Cape Coral, FL

The cost of assisted living in Cape Coral has been impacted by inflation, with prices rising by almost 10%. The 2022 average of $4,373 rose to $4,791 in 2023, with costs expected to reach $5,160 by 2024. Seniors in Cape Coral pay more than the Florida average of $4,067 and the U.S. average of $4,459. Nearby cities also experienced increases of 10% in their assisted living costs. Sebring has the lowest costs at $2,858 per month. Naples and Fort Myers are closer to Cape Coral’s costs at $4,111 and $4,224 respectively.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Cape Coral$4,373$4,791$5,160
U.S. Average$4,070$4,459$4,802
Florida$3,727$4,067$4,438
Fort Myers$3,856$4,224$4,549
Naples$3,752$4,111$4,427
Sebring$2,609$2,858$3,078

The Cost of Other Types of Senior Care

Compared to other long-term care solutions in Cape Coral, assisted living features moderate rates of approximately $5,675. This fares comparably to the cost of in-home care, which comes in near $5,720. However, it indicates a considerable increase over adult day health care fees of close to $867. Even so, assisted living costs less than home health care and nursing home care, which trend near $6,292 and $10,053, respectively.

In-Home Care

$5,720

Home Health Care

$6,292

Adult Day Health Care

$867

Assisted Living Facility

$5,675

Nursing Home Facility (semi-private room)

$10,053

Free and Low-Cost Resources for Seniors in Cape Coral,FL

There are many resources in Cape Coral,FL that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring's Florida state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
Area Agency on Aging for Southwest Florida, Inc.866-413-5337Floridians aged 60 and over can access critical care, support and education programs provided through the state's Area Agencies on Aging. With multiple location offices organized by region, the AAAs offer home- and community-based services. Options include Meals on Wheels, fitness and wellness sessions and home care assistance with personal care tasks and homemaking activities. All Florida AAAs focus on helping older persons to stay independent for longer.

Financial Assistance for Senior Care and Senior Living

Whether living in their own home or in a senior living community, Cape Coral seniors can find financial assistance from numerous local resources. These organizations help residents cover some of the costs associated with in-home or long-term care and connect them with other helpful community-based resources.

Program NamePhone NumberDescription
Hope PACE - Cape Coral855-454-3102PACE is restricted to seniors eligible for Medicaid and Medicare who live in areas served by PACE organizations. It combines all necessary elements of Medicaid and Medicare to deliver a comprehensive support network managed by the PACE organization. Consequently, it can pay for support functions traditionally associated with Medicaid, including hospital and home medical care and Medicare-funded supports, including prescription drugs and personal care.

Senior Centers

Senior centers in Cape Coral bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
Lake Kennedy Center239-574-0575The Lake Kennedy Center hosts events and activities for seniors aged 50 and over. Scheduled activities include live entertainment, theater programs, dance classes, music classes, educational lectures and exercise classes. The Friendship Center Dining Program provides a healthy and nutritious meal at lunch each day from Monday to Friday for seniors aged 60 and over.
Lehigh Acres Senior Citizens Center239-369-5355Lehigh Acres Senior Citizens Center is a nonprofit organization that enriches the lives of older adults through stimulating social activities. It features a computer room, free blood pressure checks and informational lunches. Crafting activities include quilting, beading, knitting, stained glass and basket weaving. Seniors can stay fit through Zumba classes, tai chi, yoga and line dancing or play games, such as Wii bowling, cribbage and bridge. The Golden Shell Boutique sells a rotating selection of jewelry, pottery, art and clothing.
Senior Friendship Centers of Lee County239-275-1881Senior Friendship Center in Fort Myers, FL, offers a wide range of social engagement and supportive aging services for adults aged 60+. It serves nutritious lunches daily, with meal delivery available through the Home Delivered Meals program. RELIEF — Respite for Elders Living in Everyday Families — is a free temporary service available weekends and nights for caregiver support. FriendWorks: The Senior Safety Net provides telephone reassurance, a friendly visitor program and supportive intervention to help seniors access community resources.

Senior Engagement

Senior engagement resources and programs in Cape Coral help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
Alzheimer's and Dementia Resource Center - Winter Park407-436-7750The Alzheimer's and Dementia Resource Center provides information for seniors and their caregivers living in Florida. The organization helps seniors find memory care facilities in their area. In addition, it provides information regarding where to find assessment centers and specialist doctors.
Alzheimer's Association - Clearwater800-272-3900The Alzheimer's Association of the Gulf Coast supports seniors, caregivers and family members. The organization hosts support groups and educational lectures. It advocates for seniors and hosts regular events to inform communities about memory loss disorders. The organization raises funds for Alzheimer's research in Florida and across the United States.
Dr. Piper Center's Senior Employment and Empowerment239-332-5346The Dr. Piper Center in Fort Myers, FL, offers a Senior Employment and Empowerment program aimed at enhancing the social and economic well-being of Southwest Florida residents aged 55 and older. Through an easy-to-understand system, seniors can develop their skills on computers, resume building and interview techniques. Additionally, the program assists with online job searches for those who have completed the workshops. Morning and afternoon classes are held at the center on Tuesdays and Thursdays.
City of Cape Coral Volunteer Opportunities239-574-0401The city of Cape Coral runs a volunteer page that lists volunteer opportunities in the city. A number of the options are open to seniors, and the program welcomes volunteers of any age. Some of the projects available include helping to keep the city clean, collecting water samples from the canals and assisting at special events.

Transportation Assistance

Assistance is available for seniors unable to access or use private transportation. These community resources help elderly and disabled residents make journeys in and around Cape Coral, allowing them to run errands and attend appointments in the local area.

Program NamePhone NumberDescription
LeeTran Discounted Fare239-533-8580LeeTran operates public transit services in Fort Myers, FL, and wider Lee County. It offers discounted fares and passes to seniors aged 65 and over and those living with disabilities. Seniors must apply for a TropiCard and present this card to the driver at the start of each journey to receive the discounted fare. Weekly, monthly and multi-trip discounted tickets are also available.

What to Consider About Assisted Living in Cape Coral

The Bureau of Health Facility Regulation is the office of the Agency of Health Care Administration which oversees the licensing of assisted living facilities in Cape Coral and throughout the state of Florida. This office issues licenses and undertakes regular site visits to ensure that facilities are complying with state rules and regulations. 

Benefits and Drawbacks of Assisted Living in Cape Coral

  • The cost of living in Cape Coral is 4% lower than the national average. This gives seniors extra money to spend on enjoying a comfortable retirement and partaking in activities in the area. 
  • Cape Coral receives an average of 265 days of sunshine each year. It does receive over 53 inches of rain on an annual basis with a summer high of around 92 degrees. The area can be very hot and humid, so seniors will have to budget for additional cooling costs in the summer, but the winters are very mild. 
  • Cape Coral has a crime rate that is 49% below the national average. Seniors should feel very safe living in the city. Those who are worried can be assured that most assisted living communities provide gated access and security systems. 
  • The city is home to three highly rated hospitals. Seniors living in Cape Coral have easy access to medical services at Gulf Coast Medical Center, Cape Coral Hospital and Lee Memorial Hospital. 
  • Florida is very tax-friendly for retirees. It has no state income tax which means that Social Security benefits and retirement income are all untaxed. The state has no estate or inheritance tax. Property and sales taxes are similar to national levels. 
  • Seniors living in Cape Coral will have plenty to do. The area is known for its 400 miles of canals, sandy beaches, golf courses and natural preserves. Those who enjoy dining out will find a number of excellent restaurants in the city.

Assisted Living Laws and Regulations in Cape Coral

Cape Coral Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Jan.0

I visited this facility

Review of Brookdale Cape Coral

Brookdale Cape Coral was very nice and very clean. The staff was very nice. We had lunch there. We took a tour and that's when we realized that my husband was not up for assisted living, that it...

Read more

Assisted Living

Jan.0

I visited this facility

Review of The Gallery at Cape Coral

The Gallery at Cape Coral was very nice and very updated. The staff was very, very nice. Tami brought a meal over to my house a couple of days later. She's been very helpful as far as telling me...

Read more

Assisted Living

Marsh

I visited this facility

Review of Love Assisted Living Facility II

The rooms are thoroughly cleaned and the Facility smells amazingly fresh and clean, every time I visit! The staff is always so warm and welcoming and the food is always home cooked. I love the...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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