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Assisted Living Communities in Santa Cruz, California

Our comprehensive listings and authentic reviews in Santa Cruz, CA below include 40 Assisted Living facilities with 687 reviews. On average in Santa Cruz, residents and their loved ones rate Assisted Living options 4.0 out of 5 stars.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in Santa Cruz, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

Directory of Assisted Living in Santa Cruz, CA

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The Cost of Assisted Living in Santa Cruz, CA and Nearby Cities

At $5,550 monthly, Santa Cruz’s median monthly assisted living cost is $300 higher than the California average and $1,050 higher than the U.S. average. Seniors in Los Angeles and Sacramento typically pay less for this type of care than their contemporaries in Santa Cruz, saving around $300 and $325, respectively, each month. Average rates run higher in Salinas, where facilities charge about $450 more monthly than in Santa Cruz. Similarly, assisted living is pricier in San Francisco, where the average monthly fee of $6,319 is $769 higher than Santa Cruz’s average.

Santa Cruz

$5,550

California

$5,250

United States

$4,500

Los Angeles

$5,250

Sacramento

$5,225

San Francisco

$6,319

Salinas

$6,000

Paying for Assisted Living in Santa Cruz

 

On average, assisted living communities in Santa Cruz charge $5,550 per month.

Financial Assistance for Assisted Living in Santa Cruz

Currently, Santa Cruz doesn’t participate in the Assisted Living Waiver program. However, seniors might qualify for assistance through other programs and waivers, such as the Home and Community-Based Alternatives (HCBA) Waiver or Community Based Adult Services (CBAS) program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

The Cost of Other Types of Senior Living in Santa Cruz, CA

Assisted living is the most affordable type of long-term senior care in Santa Cruz. Older adults who need assistance with daily activities while aging at home can expect to pay about $6,864 monthly for in-home care, $1,314 more than assisted living. Those requiring the visiting clinical and therapeutic services of home health care generally pay $1,457 more each month than residential assisted living. Nursing homes provide the highest level of care, with 24/7 medical monitoring and skilled services. As such, they attract the highest monthly fee, with a semi-private room running $5,096 more monthly than assisted living.

In-Home Care

$6,864

Home Health Care

$7,007

Assisted Living Facility

$5,550

Nursing Home Facility (semiprivate room)

$10,646

Free Assisted Living Resources in Santa Cruz

Santa Cruz and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Santa Cruz, please visit our Assisted Living in California page.

What to Consider About Assisted Living in Santa Cruz

The California Senior Care Licensing Program, part of the California Department of Social Services, manages 14 regional offices statewide. Such offices are responsible for overseeing assisted living communities, including issuing licenses and monitoring compliance.

Benefits and Drawbacks of Assisted Living in Santa Cruz

 

 

  • The air quality is moderate to good for most of the year in Santa Cruz, regularly meeting WHO guidelines.   

 

  • Crime rates in Santa Cruz stand higher than state and national averages. The local violent crime rate is 5.05, while the state and national averages are 4.4 and 4, respectively. Statistically, Santa Cruz residents have a 1 in 198 chance of experiencing violent crime. Property crime is more prevalent, with a 1 in 23 likelihood of experiencing incidents such as theft, burglary and car theft compared with the California average of 1 in 43. Fortunately, many assisted living communities offer around-the-clock security measures, including CCTV, gated grounds and 24/7 staffing.

 

  • The local cost of living in Santa Cruz is about 86% higher than the U.S. average and roughly 36.1% higher than the California average. Prices typically run higher for housing, groceries and health care. Although average transportation costs in Santa Cruz are higher than the national norm, fares are usually about 22.6% lower than in many other parts of the state. Plus, seniors with limited means may qualify for public assistance, including Medi-Cal — California’s Medicaid program — and Home- and Community-Based Services waivers.

 

  • California taxes most forms of retirement income, including pensions, withdrawals from retirement accounts and VA benefits. However, Social Security income is exempt from state taxation.

 

  • The city is home to many places of worship that cater to people with diverse spiritual and religious beliefs. The city has over 40 churches for varying denominations, including Methodist, Catholic and Pentecostal, and the area has mosques, temples, synagogues and gurdwaras.    

Assisted Living Laws and Regulations in Santa Cruz

Santa Cruz Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Reviewer#RD1113o

I am a friend or relative of a current/past resident

Review of Sunshine Villa

My mom is now at Sunshine Villa. We chose it for its location. It's very nice. The room seems to be a nice size. The bathroom also is a nice size. The dining room is spacious and has several...

Provider response

Hi there, thank you so much for taking the time to leave us this review! Please don't hesitate to reach out if you ever need anything.

Read more

Assisted Living

Reviewer#LD110423A

I visited this facility

Review of Sunshine Villa

Sunshine Villa was a very nice building. The atmosphere was lovely, and it was an interesting location to have, it is on the hill, just by the ocean. Although they didn't have as much of a view of...

Provider response

Hi there, thank you so much for taking the time to leave us this review! Please don't hesitate to reach out if you ever need anything.

Read more

Assisted Living

awife

I am a friend or relative of a current/past resident

Review of Sunshine Villa

My husband has only been in this facility for 2 weeks, so I don't know their system very well yet. I visit nearly everyday. The facility is beautiful and clean. It has a lovely library and...

Provider response

Hi there, thank you so much for taking the time to leave us this detailed review. Please don't hesitate to reach out if you ever need anything.

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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