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The 10 Best Home Care Agencies for Seniors in University Place, WA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in University Place, WA, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 34 options below.

Home Care Services in University Place, Washington

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On this page:

  • Home Care Services in University Place, Washington
  • Paying for Home Care in University Place, WA
  • Financial Assistance for Home Care in University Place, WA
  • Frequently Asked Questions

Paying for Home Care in University Place, WA

The Cost of Home Care in University Place, WA

The Genworth 2021 Cost of Care Survey reports that home care agencies in University Place charge monthly median rates of $6,673 for full-time care, which exceeds the state norm of $6,547 and the national average of $4,957. While seniors in Seattle typically pay slightly higher rates of $6,769, care costs in other nearby cities trend lower. Seniors in Kennewick pay about $475 less for care than University Place residents, and in Longview, care costs are competitive at $6,054. In Yakima, rates come in about $715 below University Place's norm.

University Place

$6,673

Washington

$6,547

United States

$4,957

Longview

$6,054

Seattle

$6,769

Yakima

$5,958

Kennewick

$6,197

The Cost of Home Care vs Other Senior Care Options in University Place, WA

Seniors in University Place pay $6,673 on average for home care, which includes nonmedical services, such as meal preparation, personal care and transportation. Home health care, which includes skilled nursing services, has the same average monthly rate, although some agencies charge higher fees for specialized care. Home-based care offers a monthly savings of about $3,000 over nursing home placement. However, other senior care options are typically more affordable, with assisted living residents paying $4,805 per month and adult day health care clients paying $1,625.

Home Care

$6,673

Home Health Care

$6,673

Adult Day Health Care

$1,625

Assisted Living

$4,805

Nursing Home Facility (semiprivate room)

$9,764

Note: Data for University Place was unavailable, so data for the nearest city, Olympia, was used instead.

Financial Assistance for Home Care in University Place, WA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Caseygirl

I am a current client of this provider

Review of Precise Services LLC

I would recommend this company to anyone needing care giving. They work with your personality typel and my girl is perfect for me.the boss is wonderful too! Very flexible with hours also in...

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Home Care

gelan

I am a past client of this provider

Review of Precise Services LLC

Esther is intelligent, caring, compassionate and very competent. She based her time with me on my needs & did everything possible to provide the best quality of life for me. She viewed me as a...

Provider response

Thankyou so much gelan.it was always a pleasure to help you regain your quality life. Our mantra is compassionate care, changing lives.We value our clients

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Home Care

Nisha ewin

I am a current client of this provider

Review of Precise Services LLC

I have met good agencies but this agency is exceptional they are so reliable the care givers are so respectful and time keeping every time I am short and need help they are the first people I call...

Read more

In Home Care near University Place, WA

Fox IslandLakewoodTacomaSteilacoomMcchord AfbGig Harbor

Other Options in University Place, WA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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