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The 10 Best Home Care Agencies for Seniors in Richmond, TX for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Richmond, TX, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 99 options below.

Home Care Services in Richmond, Texas

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Paying for Home Care in Richmond, TX

The Cost of Home Care in Richmond, TX

The 2024 Genworth Cost of Care Survey reports home care rates of around $4,671 per month in Richmond. This cost trend is higher than the Texas median of $4290, but it runs about $1,050 below the U.S. norm. It also compares favorably to rates in several nearby cities. For example, in Austin, monthly fees run about $1,430 higher than in Richmond, and in College Station, agencies charge around $4,957.

Richmond

$4,671

Texas

$4,290

United States

$5,720

Beaumont

$4,385

College Station

$4,957

Austin

$6,101

San Antonio

$4,767

The Cost of Home Care vs. Other Senior Care Options in Richmond, TX

Home care costs in Richmond come in at around $4,671 per month. This price indicates a savings of about $1,050 over the cost of nursing home care, which provides 24-hour monitoring and medical support. Similarly, seniors in assisted living pay higher monthly rates of approximately $5,200.

Home Care

$4,671

Home Health Care

$5,148

Adult Day Health Care

$1,408

Assisted Living Facility

$5,200

Nursing Home Care (semi-private room)

$5,718

Note: Data for Richmond was unavailable, so data for the nearest city, Houston, was used instead.

Financial Assistance for Home Care in Richmond, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Richmond, TX

Many organizations provide free or low-cost resources for seniors in Richmond who need help with activities of daily living, transportation or other nonmedical services. Check the table below for a list of resources in the area.

ResourceContactService
Texas Department of Housing and Community Affairs(512) 475-3800The Texas Department of Housing and Community Affairs (TDHCA) offers home modification and weatherization services to Texas residents with low income. These services help Texans to control their energy bills by making their homes more efficient. TDHCA also offers a repair program for low-income homeowners who are elderly or have disabilities.
Comprehensive Energy Assistance Program(346) 515-1500The Comprehensive Energy Assistance Program (CEAP) is a utility assistance program that helps low-income households pay for their electricity and gas bills. The program also provides energy education to help participants reduce their consumption and lower their bills. Additionally, the program offers crisis assistance to households who have lost service or may lose their service due to weather conditions or a disaster.
Fort Bend Seniors Meals on Wheels(281) 633-7049The Fort Bend Seniors Meals on Wheels program provides hot, nutritious meals to homebound seniors. The program also offers a frozen meal option for those who are unable to receive hot meals. During times of natural disasters, seniors will also receive an emergency kit of five meals.
Richmond Health Care Center Respite Care(281) 238-8006The Richmond Health Care Center offers respite care to caregivers of seniors who need a break. Respite care is a short-term stay at a nursing home or assisted living facility. The program provides caregivers with relief from the stress of caregiving and also allows them to take care of their own personal needs.
Texas State Department of Aging(281) 232-2075The Texas State Department of Aging provides services and programs for seniors. The department offers information and assistance with Medicare, Medicaid and long-term care options. The department also provides advice on transportation, The Older Americans Act, day care and companion services.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

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I am a current client of this provider

Review of Abstar Care - Katy, TX

ABSTAR CARE IS A WONDERFUL CARE,A VERY HELPFUL,COMPASSIONATE AND KNOWLEDGEABLE.WHEN I REACH OUT TO ABSTARCARE I HAD NO IDEA WHERE TO BEGIN.THEY ARE AN EXCELLENT RESOURCE TO HELP ANYONE WITH THEIR...

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In Home Care near Richmond, TX

RosenbergSugar LandFulshearThompsonsBeasleyMeadows Place

Other Options in Richmond, TX

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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