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The 10 Best Home Care Agencies for Seniors in West Grove, PA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in West Grove, PA, residents and their loved ones rate In Home Care agencies across the 48 options below.

Home Care Services in West Grove, Pennsylvania

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Paying for Home Care in West Grove, PA

The Cost of Home Care in West Grove

At $5,329, West Grove’s older adults pay almost the highest fees in eastern Pennsylvania, surpassed only by Lancaster, where the median is another $10 per month. The state and national averages are $4,957, which is still below the usual costs of several other cities in the region, such as Allentown at $5,196 per month and Lebanon at $5,243, but not Reading which is lower at $4,576 per month.

West Grove

$5,329

Pennsylvania

$4,957

The United States

$4,957

Lancaster

$5,339

Reading

$4,576

Allentown

$5,196

Lebanon

$5,243

The Cost of Home Care vs. Other Senior Care Options in West Grove

With the exception of adult daycare centers, which typically charge $1,777 per month, home care is the most affordable senior care option in West Grove as its median fee is $10 less than home health care’s $5,339. Assisted living is costlier at $5,685 per month, although it’s relatively affordable when compared to the average cost of a semiprivate room in a nursing home, where seniors can expect to pay around $11,437. 

Home Care

$5,329

Home Health Care

$5,339

Adult Day Health Care

$1,777

Assisted Living Facility

$5,685

Nursing Home Facility (semiprivate room)

$11,437

Note: Data for West Grove was unavailable, so data for the nearest city, Philadelphia, was used instead.

Financial Assistance for Home Care in West Grove, PA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in West Grove, PA

West Grove’s seniors don’t need to deal with issues on their own as there are numerous non-profits in Chester County who can help them overcome difficulties. The resources listed here can make homes more safe and comfortable while also reducing energy costs, as well as lowering the tax burden and providing healthy and nutritionally-balanced meals to seniors struggling to cook for themselves.

ResourceContactService
Good Neighbors Home Repair(610) 444-1860Good Neighbors Home Repair is a non-profit organization that annually conducts critical home safety repairs for low-income homeowners as well as modifications for people with disabilities. Work is carried out by a combination of skilled volunteers and younger members of the Christian ministry's youth program. All services, including building materials, are free of charge to the homeowner.
Meals on Wheels of Chester County(610) 430-8500Meals on Wheels of Chester County purchase meals for seniors from 13 different providers in the region, including hospitals and restaurants. As each supplier charges varying fees, the service recommends donations per meal of between $3.20 and $6 to cover costs, but no senior is ever refused a meal.
Weatherization Assistance Program(866) 466-3972Pennsylvania's Weatherization Program helps to make homes safer and more energy-efficient for residents with incomes at or below 200% of the Federal Poverty Level, with priority given to seniors and people with disabilities. The program can cover an array of costs, such as roof repair, heating system replacement, attic insulation installation and air leakage/intrusion sealing.
Homestead/Farmstead Exclusion Program(610) 344-6105The Homestead/Farmstead Exclusion Program allows the Avon Grove School District to reduce the property tax bills of qualifying residents. The applicant must reside in an owner-occupied home in the district to be eligible. Successful applicants receive a credit on their property tax bills that reduce the taxable value of their properties. In Chester County, residents need only reapply every three years.
Chester County Senior Centers(610) 932-5244 (Oxford)(610) 444-4819 (Kennett Square)Chester County manages several senior centers, with those located in Oxford and Kennett Square less than 15 minutes east and west of West Grove. Both are open Mondays to Fridays to provide older residents with places to congregate, socialize and participate in games and exercise programs, as well as being sources for local information and counseling.  The centers also organize live entertainment and regular trips.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near West Grove, PA

ChathamAvondaleKeltonNew LondonToughkenamonLandenberg

Other Options in West Grove, PA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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