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The 10 Best Home Care Agencies for Seniors in Upper Arlington, OH for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Upper Arlington, OH, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 38 options below.

Home Care Services in Upper Arlington, Ohio

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Paying for Home Care in Upper Arlington, OH

The Cost of Home Care in Upper Arlington, OH

The average cost for home care in Upper Arlington is $668 more expensive than the national average and about $700 more expensive than the Ohio median. According to Genworth’s 2021 Cost of Care Survey, Upper Arlington has the most expensive home care costs in the state. In Cleveland, the average is about $425 less per month, while residents in Cincinnati pay about $500 less. The cost difference between Upper Arlington and Akron, which has the most affordable home care average in the state, is $1,573. 

Upper Arlington

$5,625

Ohio

$4,957

United States

$4,957

Akron

$4,052

Cincinnati

$5,148

Cleveland

$5,196

The Cost of Home Care vs. Other Senior Care Options in Upper Arlington, OH

Survey data indicates that home care and home health care have the same average monthly cost in Upper Arlington. However, it’s common for families to pay a bit more for home health care due to the additional medical services provided by licensed nurses or therapists. Two significantly more affordable senior care options in Upper Arlington are assisted living and adult day health care, which cost $4,085 and $1,733, respectively. Seniors in nursing homes pay about $2,300 more per month than those getting home care, making it the most expensive option. 

Home Care

$5,625

Home Health Care

$5,625

Adult Day Health Care

$1,733

Assisted Living

$4,085

Nursing Home Care (semiprivate room)

$7,490

Note: Data for Upper Arlington was unavailable, so data for the nearest city, Columbus, was used instead.

Financial Assistance for Home Care in Upper Arlington, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Upper Arlington, OH

Seniors who need care at home in Upper Arlington have access to several public and private organizations that offer aid. These programs offer everything from social activities and home-delivered meals to assistance with renovations and exemptions that make living at home more financially feasible.

ResourceContactService
Upper Arlington Senior Center(614) 583-5320At the Upper Arlington Senior Center, older adults can participate in fitness classes, social activities, games and special events. There is a small annual fee for residents and non-residents. Seniors facing financial hardship may qualify for the center's assistance program, which can pay for membership fees.
LifeCare Alliance(614) 278-3130LifeCare Alliance operates a Meals on Wheels program that delivers fresh meals to seniors in Upper Arlington who are unable to prepare or obtain their own food. This organization also offers several signature programs, including nutrition support, home care services, wellness education and disease prevention classes.
Ohio Homestead Exemption(614) 525-3240Senior homeowners in Upper Arlington can save a few hundred dollars on their property taxes every year through the homestead exemption. To qualify, owners must be at least 65 years old and live in the property receiving the exemption as a primary residence, and not exceed certain income limits.
Home Energy Efficiency Services(614) 621-1171The Mid-Ohio Regional Planning Commission helps seniors living at home save money on their energy bills by making efficiency improvements to their homes. Work can include attic insulation, air sealing, furnace replacement and full energy inspections. These services are available for free to residents below a certain income.
Franklin County Senior Options(800) 589-7277Franklin County Senior Options coordinates and helps deliver in-home services for seniors in Upper Arlington so that they can continue living in their own houses. Residents aged 60 and older may be eligible for transportation, personal care, homemaker services and other help if they meet certain financial limits.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Marythek

I am a past client of this provider

Review of Always There Home Care

My brother had serious heart surgery on Nov. 11; returning home after nearly 2 weeks, he lived alone. We hired Ben and his team. The care was outstanding -- caring, on-time, responsive. They became...

Read more

Home Care

howardlev

I am a past client of this provider

Review of Homewatch CareGivers Serving Columbus and Central Ohio

So I was asked to write an honest review for Homewatch, which I will do without hesitation. Homewatch worked with my son for three years and their staff did an outstanding job. Never once did I...

Read more

Home Care

Will

I am a current client of this provider

Review of Always There Home Care

We hired Always There Home Care for my father. They've been very good so far, they help him with household tasks, they talk to him, they keep him company, and they help in cleaning up. They make...

Read more

In Home Care near Upper Arlington, OH

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Other Options in Upper Arlington, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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