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The 10 Best Home Care Agencies for Seniors in Mineola, NY for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Mineola, NY, residents and their loved ones rate In Home Care agencies across the 59 options below.

Home Care Services in Mineola, New York

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On this page:

  • Home Care Services in Mineola, New York
  • Paying for Home Care in Mineola, NY
  • Financial Assistance for Home Care in Mineola, NY
  • Mineola Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Mineola, NY

The Cost of Home Care in Mineola, NY

Mineola is at the costlier end of the home care fee spectrum. Its median monthly fee published in the 2021 Genworth Cost of Care Survey, which counts Mineola as part of the wider New York area, is above the statewide average of $5,339 and the country’s $4,957. It’s also above the median fees for the nearest cities included in the survey, such as Poughkeepsie’s $5,339 and the $5,148 typically paid in Kingston and Albany. The greatest difference in fees in the region is between Mineola’s $5,529 and Binghamton, where the typical senior pays $4,814 per month.

Mineola

$5,529

New York

$5,339

The United States

$4,957

Poughkeepsie

$5,339

Kingston

$5,148

Albany

$5,148

Binghamton

$4,814

The Cost of Home Care vs. Other Senior Care Options in Mineola, NY

At $5,529, home care is a more expensive option than adult day care, where the typical senior pays $1,950 per month. However, home care is suitable for homebound seniors, and services are one-on-one. Home health care can’t be compared directly with home care as these services are medically focused, which is why the median fee of $5,720 is greater. At $5,750, assisted living is costlier than home care, although not as expensive as nursing home care ($12,471).

Home Care

$5,529

Home Health Care

$5,720

Adult Day Care

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Mineola was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Mineola, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Mineola Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Mineola:

ResourceContactAddressService
Nassau County Office for the Aging(516) 227-890060 Charles Lindbergh Boulevard, Uniondale, NY 11553-3691Nassau County Office for the Aging is responsible for addressing the needs of Nassau County’s senior population. The organization advocates for the needs of seniors throughout the county and provides over 70 programs that empower retirees to continue to live independently in their community, Some of these services include in-home assistance, nutrition programs, transportation and counseling. The Nassau County for the Aging is also responsible for facilitating the region’s many senior centers, adult day care centers and senior lunch programs.
Family & Children’s Association (FCA)(516) 746-0350377 Oak Street, 5th Floor, Garden City, NY 11530The Family & Children’s Association Senior & Adult Services division offers a variety of services to ensure seniors can live safely and independently in their own homes. Seniors choosing to age in place can benefit from the organization’s in-home assistance program, through which case managers help connect seniors to local home care resources. Additionally, Friendly Visitors matches homebound seniors who make weekly visits to promote social interaction and minimize feelings of isolation. The FCA also offers an Alzheimer’s caregiver support program, mental health support and financial management assistance.
Meals on Wheels(516) 292-130050 Clinton Street, Suite 107, Hempstead, NY 11550The Meals on Wheels program offers nutritious meals and supportive services to enable seniors to continue to live independently in their own homes. In Nassau County, the EAC Network is the key provider of the Meals on Wheels service. Volunteers deliver daily meals and stop by for a safety check-up and social visit to minimize feelings of isolation. In addition to its meal services, the EAC offers nutrition education programs and home-delivered pet food.
Home Repair and Safety Audit Program(212) 962-765511 Park Place, 14th Floor, New York, NY 10007-2801Sponsored by the New York Foundation for Senior Citizens (NYFSC), the Home Repair and Safety Audit Program offers free home repairs and home safety audits for low-income seniors. Home repair services include minor plumbing fixes, gutter cleaning, electrical work, and carpentry, as well as seasonal home weatherization. It may also include the installation of home features such as smoke detectors, air conditioning units and grab bars. Through the safety audit service, staff members check for any safety hazards that may be present in seniors’ homes and correct them to help prevent accidents, injuries and home burglaries.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

In Home Care near Mineola, NY

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Other Options in Mineola, NY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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