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The 10 Best Home Care Agencies for Seniors in Fresh Meadows, NY for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Fresh Meadows, NY, residents and their loved ones rate In Home Care agencies across the 64 options below.

Home Care Services in Fresh Meadows, New York

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Paying for Home Care in Fresh Meadows, NY

The Cost of Home Care in Fresh Meadows, NY

Home care services in Fresh Meadows are slightly more costly than the New York state average of $5,339, and more than $570 above the national average. Fresh Meadows is not the most costly city in the state; seniors in Glens Falls pay an average of $234 per month more than in Fresh Meadows, and those in Ithaca pay $572 a month more for similar services. In contrast, Watertown and Buffalo have some of the most affordable home care services in New York State compared to Fresh Meadows.

Fresh Meadows

$5,529

New York

$5,339

The United States

$4,957

Watertown

$4,862

Buffalo

$4,957

Albany

$5,148

Glens Falls

$5,863

Ithaca

$6,101

The Cost of Home Care vs. Other Senior Care Options in Fresh Meadows, NY

Compared to assisted living services, home care in Fresh Meadows is relatively affordable, costing  $220 less per month. Home care offers assistance with housekeeping, errands, and tasks related to daily life. For limited medical care in the home, seniors may choose home health care. Those who require less support may opt for adult day health care. These services cost just $1,950 a month for activities at a community center during weekday business hours. Nursing home care is more than double that of home care, for 24-hour skilled nursing.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Care

$1,950

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$12,471

Note: Data for Fresh Meadows was unavailable, so data for the nearest borough, Queens, New York Area, was used instead.

Financial Assistance for Home Care in Fresh Meadows, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fresh Meadows Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fresh Meadows:

ResourceContactAddressService
Selfhelp NORC Fresh Meadows(718) 559-433067-00 192nd Street, Fresh Meadows, NY 11365Selfhelp Community Services is a not-for-profit organization that helps seniors get the care they need to remain independent. Selfhelp manages Naturally Occurring Retirement Communities (NORCs), which are housing complexes with many residents over age 60 who need essential support.
New York City Housing Authority (NYCHA)718-707-7771478 East Fordham Road (1 Fordham Plaza), 2nd Floor, Bronx, NY 10458NYCHA helps low- and moderate-income individuals secure safe and affordable housing. There’s no cost to apply. To be eligible for senior buildings, the applicant and all other household members must be 62 years of age or older. The annual income limit for a single person is $59,750, and it increases with each additional person.
Senior Tax Exemption(212) 504-408066 John Street, New York, New York 10008Seniors age 65 or older who meet income limits and other restrictions are eligible for a property tax reduction by as much as 50%. The full exemption requires an annual income of no more than $29,000, but localities have sliding scale options to reduce the tax burden on seniors exceeding this limit. Application forms are available online or via the Queens County Tax Assessor’s Office.
Weatherization Assistance Program (WAP)(781) 471-3724325 Beach 37th Street, Far Rockaway, NY 11691Margert Community Corporation assists income-eligible individuals and families with home energy efficiency, reducing heating and cooling costs. The program includes services such as wall and ceiling insulation, heating system improvement or replacement, lighting improvements and refrigerator replacement. Those receiving public assistance (SSI, food stamps, Home Energy Assistance Program (HEAP) benefits and so on) are automatically eligible.
Home Energy Assistance Program (HEAP)(718) 557-1399165-08 88th Avenue, 3rd floor, Queens, NY 11432HEAP provides low-income people with heating bill assistance. Eligible applicants can receive benefits from the program once per year, but they may also qualify for emergency funds when running low on fuel or are at risk of having utilities shut off.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

In Home Care near Fresh Meadows, NY

Queens VillageOakland GardensHollisJamaicaSaint AlbansLittle Neck

Other Options in Fresh Meadows, NY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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