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The 10 Best Home Care Agencies for Seniors in Lake Orion, MI for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Lake Orion, MI, residents and their loved ones rate In Home Care agencies across the 35 options below.

Home Care Services in Lake Orion, Michigan

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On this page:

  • Home Care Services in Lake Orion, Michigan
  • Paying for Home Care in Lake Orion, MI
  • Financial Assistance for Home Care in Lake Orion, MI
  • Lake Orion Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Lake Orion, MI

The Cost of Home Care in Lake Orion, MI

As Lake Orion borders Detroit, the two communities have the same care costs. This means that seniors can expect to pay $5,720 per month for home care services, which is around $200 higher than the state median. These costs are also more than $760 higher than the national average. While some nearby cities, such as Flint and Monroe, are more affordable than Lake Orion, the community is only about $100 more expensive than Lansing. It’s also around $380 less expensive per month than home care services in Ann Arbor.

Lake Orion

$5,720

Michigan

$5,529

The United States

$4,957

Ann Arbor

$6,101

Monroe

$5,339

Flint

$5,148

Lansing

$5,625

The Cost of Home Care vs. Other Senior Care Options in Lake Orion, MI

Seniors may consider other care options depending on their needs and budgets. Adult day care is the least expensive option at $1,430 per month. Assisted living is also significantly more affordable than home care, though it requires individuals to reside in senior living communities rather than their own homes. Nursing homes are a good option for those in need of 24/7 supervision. As they involve the most comprehensive scope of care, nursing homes are the most expensive option, starting at $8,882.

Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$1,430

Assisted Living Facility

$4,215

Nursing Home (semiprivate room)

$8,882

Note: Data for Lake Orion was not available, so data for the nearest city, Detroit, was used instead.

Financial Assistance for Home Care in Lake Orion, MI

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Lake Orion Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Lake Orion:

ResourceContactAddressService
Long Term Care Ombudsman Program(866) 485-939315851 S. US 27, Suite 73, Lansing. MI 48906Ombudsmen who staff this free, federally funded program work to support the needs, investigate the complaints and defend the rights of seniors in long-term care arrangements. Family members may also contact ombudsmen on behalf of seniors if they have concerns about the quality of care or questions about relevant policies. All communications are kept confidential. 
AAA Community Dining Programs(800) 852-779529100 Northwestern Hwy Suite 400, Southfield, MI 48034The local Area Agency on Aging organizes regular congregate meal opportunities in senior centers and churches. In addition to helping elderly Lake Orion residents get nutritious meals, the community dining programs give seniors a chance to socialize with peers and make new friends. Congregate meals are open to seniors 60 years of age and up, and spouses of any age are also welcome to join.
Myride2(855) 697-433229100 Northwestern Highway, Suite 400, Southfield, MI 48034Another project of the Area Agency on Aging, the myride2 service helps seniors find a bevy of transportation options in the area. Services include assisting seniors with continuing driving education, connecting seniors with wheelchair-accessible transportation, and setting up private rides when needed. The myride2 assistance itself is free, but there may be a cost for third-party transportation services.
Lake Orion Community Center and Senior Services(248) 391-03041335 Joslyn Road, Orion Charter Township, MI 48362This community center helps seniors improve their quality of life through social development. Programs and activities offered through the center include organized sports, exercise classes, group trips and book clubs, all designed to help seniors build relationships with others in the community. The Orion Center’s building includes a branch of the Orion Township Public Library.
Older Persons’ Commission Meals on Wheels(248) 608-0264650 Letica Drive, Rochester, MI 48307Seniors 60 years and up who are unable to shop or cook for themselves are eligible to receive up to seven hot, home-delivered meals a week from this volunteer organization, usually beginning within 24 hours of the original request. Meal delivery volunteers also perform wellness checks. There are no income prerequisites, but the organization does ask for voluntary donations. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

In Home Care near Lake Orion, MI

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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