Assisted Living Communities in Farmington Hills, MI

The cost of assisted living in Farmington Hills is only about $35 below the state average, but seniors may save up to $815 more in a nearby city. If money is tight, some locations are exceptionally cheap, such as Battle Creek at $3,400 per month. Jackson is another affordable location at $4,000, whereas Ann Arbor is one of the most expensive areas at $6,093. Assisted living in Monroe costs over $800 more than in Farmington Hills.

Farmington Hills seniors often draw from multiple sources to pay for assisted living expenses. By leveraging state-funded financial assistance, veterans’ benefits and personal income and assets, assisted living residents can ensure the long-term financial feasibility of residential care.

• Medicaid: The Medicaid MI Choice waiver program covers personal care, meals and transportation for seniors who meet financial and functional criteria. Additionally, the Community Transition Services program covers one-time assisted living expenses such as security deposits and utility service initiation fees for qualified individuals transitioning to assisted living from a nursing home.
• Medicare: This coverage applies to certain specialized services seniors receive in assisted living, including rehabilitative therapies, durable medical equipment and skilled nursing. However, it doesn’t pay for standard nonmedical assisted living services.
• VA Benefits: Veterans in assisted living get help with personal care, meal costs and transportation expenses through two VA programs, Aid and Attendance and the Geriatrics and Extended Care program. According to our proprietary Caring.com database, over 40 assisted living facilities in and around Farmington Hills accept veterans’ benefits.
• Private Payments: Assisted living residents pay for housing expenses, personal care, meal services and recreational activities with private payments. This includes monies from retirement savings, monthly income and long-term care insurance.

Assisted living is one of the most affordable types of care in Farmington Hills, but it may not be ideal for all seniors. Adult day health care is much less expensive at $1,430 per month for families only needing occasional assistance. Nonmedical home care and home health care from qualified medical professionals both cost $5,720 and can enable individuals to maintain more independence while still receiving daily assistance. Nursing homes are much more expensive at $8,882 monthly but may be ideal for frail seniors requiring around-the-clock medical care.

• Farmington Hills is among the more expensive places to live in Michigan, with living costs tracking about 15% above the state norm. This mainly comes from above-average housing and transportation expenses. Fortunately, many local assisted living facilities provide all-inclusive pricing and flexible housing options.
• Farmington Hills ranks in the top half of U.S. communities for favorability for seniors and offers a range of benefits to assisted living residents. Its livability score of 54 exceeds the national norm by six points and reflects high access to cultural and entertainment attractions, walkability and grocery stores.
• SMART provides transportation services in the Farmington Hills region, helping seniors navigate the city without a private vehicle. It accommodates older adults through a reduced fare program and an ADA Paratransit Service.
• Farmington Hills seniors don’t pay state income taxes on their Social Security benefits, and state laws let them deduct a large portion of their taxable income. This helps many seniors afford assisted living expenses.
• Ozone pollution levels trend high in the Farmington Hills region, indicating significant pollution from car emissions and factories. However, the American Lung Association found that particle pollution levels are low, supporting the health and comfort of those in assisted living.