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The 10 Best Home Care Agencies for Seniors in Woburn, MA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Woburn, MA, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 71 options below.

Home Care Services in Woburn, Massachusetts

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Paying for Home Care in Woburn, MA

The Cost of Home Care in Woburn, Massachusetts

Data from the 2021 Genworth Cost of Care Survey shows that Woburn is a relatively expensive area for home care. The city’s average cost of $6,292 per month is a few hundred dollars more than the Massachusetts average of $5,911 and well over a thousand dollars higher than the U.S. average of $4,957. In Massachusetts, only Barnstable Town’s average monthly price of $6,673 is more than Woburn’s. Springfield is significantly cheaper at $5,339 per month, and Worcester is close to the state average at $5,720.

Woburn

$6,292

Massachusetts

$5,911

The United States

$4,957

Springfield

$5,339

Worcester

$5,720

Barnstable Town

$6,673

The Cost of Home Care vs. Other Senior Care Options in Woburn, Massachusetts

Monthly home health care prices are close to those of in-home care at $6,244. Adult day health care is cheaper than all other care options at $1,614 a month, but its limited hours may not be the best fit for certain seniors. Assisted living is roughly $525 more expensive than home care at $6,819 a month, and nursing home care is approximately twice as expensive at $13,155 a month.

Home Care

$6,292

Home Health Care

$6,244

Adult Day Health Care

$1,614

Assisted Living

$6,819

Nursing Home Care (semi-private room)

$13,155

Note: Data for Woburn was unavailable, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in Woburn, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Woburn, MA

The following government and nonprofit resources can help Woburn-area seniors find assistance with home repairs and upgrades, avail themselves of pro bono legal help, use free medical equipment and otherwise ease their retirement years. 

ResourceContactService
Masonic Hospital Equipment Loan Program(781) 322-1052You can borrow free new and lightly used medical equipment from the Masonic Lodge, including safety items such as tub rails and shower seats and mobility items such as wheelchairs and electric scooters. The organization doesn't have time limits or penalties for unreturned items.
Woburn Public Library(781) 933-0148Woburn's local library provides a book delivery program for homebound people of any age. By filling out an online reader profile with the library, you can also receive personalized reading recommendations along with your book deliveries.
Heating Emergency Assistance Retrofit Task Weatherization Assistance Program(617) 573-1100This program primarily helps low-income homeowners who immediately need heating system repairs. It's open to state residents earning no more than 60% of Massachusetts' estimated state median income. In Woburn, ABCD Energy Services is responsible for reviewing applications and completing repairs for those who qualify.
Greater Boston Legal Services (GLBS)(617) 371-1234GLBS provides free legal help for underserved and low-income Boston-area residents. Though the firm handles only civil cases, it can assist with elder abuse, consumer fraud, predatory lending, unexpected eviction proceedings and other older adult issues.
AgeSpan(800) 892-0890AgeSpan is northeast Massachusetts' official Area Agency on Aging. It provides senior-related services, including a Personal Care Attendant Program that assists seniors in hiring regular help, options counseling for determining the best long-term care options and protective services ensuring seniors' safety in home care and community care settings.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

DmmKmm

I am a past client of this provider

Review of Home Again Private Care LLC

Home Again Private Care provided excellent care to my motherinlaw Loretta, who has advanced Dementia and Parkinsons. Their caregivers were reliable, compassionate, and skilled. My motherinlaw felt...

Provider response

Thank you David and Karen! It was s pleasure taking care of your mother.

Read more

Home Care

Susan LL

Other

Review of Emmanuel Home Care Services

My experience was with Joyce, a sister and aunt of the owners of Emmanuel, Joyce who is now with Emmanuel was an angel sent from above! My father was extremely difficult and demanding. Yet Joyce...

Read more

Home Care

BrentJ

I am a past client of this provider

Review of Emmanuel Home Care Services

My mother had the best last moments of her life and Kudos to Emmanuel Home Care for providing us with the best care giver we've ever had for two years in a row.. Its been 3 moths since my mother...

Read more

In Home Care near Woburn, MA

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Other Options in Woburn, MA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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