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The 10 Best Home Care Agencies for Seniors in West Newbury, MA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in West Newbury, MA, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 29 options below.

Home Care Services in West Newbury, Massachusetts

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Paying for Home Care in West Newbury, MA

The Cost of Home Care in West Newbury, MA

Based on West Newbury’s proximity to Boston, the cities share the same cost data. Seniors across the region pay an average of $6,292 per month for home care services. While only a few hundred dollars higher than the state median, these costs are more than $1,300 higher than the national average. Other areas across Massachusetts are more affordable. The lowest rates are in Springfield, while rates in Pittsfield and Worcester are slightly closer to the state average. West Newbury is, however, more affordable than Barnstable Town in the Cape Cod area, where home care rates average $6,673 per month.

West Newbury

$6,292

Massachusetts

$5,911

The United States

$4,957

Worcester

$5,720

Springfield

$5,339

Pittsfield

$5,625

Barnstable Town

$6,673

The Cost of Home Care vs. Other Senior Care Options in West Newbury, MA

Seniors may explore additional options based on their living preferences, care needs and budgets. While assisted living is around $500 higher than in-home care and home health care services, it’s an ideal option for those who desire a social setting. Adult day health care is the most affordable option and best suited to individuals who only require part-time care and supervision. Nursing homes offer the most extensive care and are the most expensive, averaging $13,155 for semiprivate rooms.

Home Care

$6,292

Home Health Care

$6,244

Adult Day Care

$1,614

Assisted Living

$6,819

Nursing Home Care (semiprivate room)

$13,155

Note: Data for West Newbury was not available, so data for the nearest city, Boston, was used instead.

Financial Assistance for Home Care in West Newbury, MA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

West Newbury Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in West Newbury:

ResourceContactAddressService
Elder Services of the Merrimack Valley, Inc.(978) 683-7747280 Merrimack Street, Suite 400, Lawrence, MA 01843This non-profit organization is a designated federal Area Agency on Aging     (AAA), serving the elderly and persons with disabilities in northeastern Massachusetts. ESMV’s comprehensive range of programs and services include:
CAI Fuel and Energy Programs(978) 373-19713 Washington Square, 2nd Floor, Haverhill, MA 01830Community Action, Inc. offers low-income West Newbury residents the following programs and services related to heating and energy costs:
Northern Essex Elder Transport, Inc.(978) 388-7474100 Main Street, Amesbury, MA 01913This non-profit volunteer driver program lets seniors avail of affordable curb-to-curb transportation to local and out-of-town medical appointments, shopping destinations and other errands. NEET covers 14 communities in the Merrimack Valley area, including New Westbury. Volunteer drivers use their own vehicles and are supplemented with automobile insurance and mileage reimbursement.
Town of West Newbury Assessing Department(978) 363-1100, ext. 1171910 Town Office Building, 381 Main Street, West Newbury, MA 01985The staff of the Board of Assessors in West Newbury assists seniors in determining their eligibility for circuit breaker tax credits. This state income tax credit qualifies homeowners and renters 65 and older based on their household income, amount of rent or real estate tax paid and the property value if applicable. Qualified seniors can file back three years to claim the credit.
Community Service of Newburyport(978) 465-756235 Summer Street, Newburyport, MA 01950This social service organization has been providing economic assistance to residents in Newbury, Newburyport ant West Newbury since 1912. Some of its services that benefit seniors include:

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Cindy60761650

I am a current client of this provider

Review of Help in Home

I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care...

Read more

Home Care

Kathy90593750

I am a current client of this provider

Review of Help in Home

My mom, who needs 24/7 care, had been in the hospital for some time. When we brought her home, we hired a service provider that we were unhappy with. We had a family member who came and stayed with...

Read more

In Home Care near West Newbury, MA

MerrimacGrovelandByfieldHaverhillAmesburyNewton

Other Options in West Newbury, MA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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