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Right at Home Haverhill, MA
350 Main Street, Haverhill, MA, 01830
4.8
(97 reviews)
"Excellent. Alba took care of my all house. Reminded me my pills which was good. Very professional...."
READ MOREThe 10 Best Home Care Agencies for Seniors in Merrimac, MA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Merrimac, MA, residents and their loved ones rate In Home Care agencies across the 30 options below.
Home Care Services in Merrimac, Massachusetts
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Home Instead - North Andover, MA
231 Sutton St, Suite 2H, North Andover, MA, 01845
5.0
(6 reviews)
"My mom received excellent home care services with Home Instead in North Andover for 8months . The aides were sweet & compassionate . We cannot thank them enough ...."
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Senior Helpers Boston North
153 Andover St, Suite 203, Danvers, MA, 01923
4.8
(5 reviews)
"I have Senior Helpers Boston North come into the home. I love when you call somebody and they answer. The girl who came here to evaluate was so nice. She was amazing. She was the coordinator of it all. She laid it all out, and told us what things had..."
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Senior Helpers - Lawrence, MA
60 Island St, Lawrence, MA, 01840
"At Senior Helpers Lawrence, MA, our mission is to ensure a better quality of life for our elderly clients and their families by providing de..."
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Seniors Helping Seniors Merrimack Valley
5 Thomas Rd, Methuen, MA, 01844
"Our in-home care services brighten the lives of seniors who can benefit from a helping hand and a friendly smile. Our caregivers, who are se..."
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Care With Care Home Health Care
560 Boston Turnpike, Shrewsbury, MA, 01545
"Dedicated to providing the kind of non-medical in-home care Caring starts with people who care. At Care With Care Homehealth Care, we tak..."
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BrightStar Care Peabody/ Danvers / North Shore - Danvers, MA
300 Rosewood Drive, Suite 200F, Danvers, MA, 01923
4.5
(79 reviews)
"A Google User A Google User just now I give it 1 star just because I have to select 1 but thumbs down is my rating. This place sucks with 24 hr care, hasn't been 2 years I've had their service and had 200+ people come to my house. I've had nurs..."
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Foundational Home Care
275 Grove Street, Suite 2-400 , Newton, MA, 02466
5.0
(10 reviews)
"Foundational Health Home Care is an excellent agency, they assisted my Elderly Father until his recent passing. Their staff was always very caring and compassionate in attending to his needs. He always spoke good about how the caregivers and care man..."
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Help in Home
841 Main Street, West Newbury, MA, 01985
5.0
(2 reviews)
"I chose them after speaking to the owner. He called me back right away and we spoke on the phone. He was actually the only person that called me back after I had reached out to them. Their care we're phenomenal. They were amazing. The owner was very..."
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Truly Cherished Home Care LLC
305 Whiney St, suite G4, Leominster, MA, 01453
5.0
(2 reviews)
"Truly Cherished was unbelievably helpful and kind when our family was in a time of need. My grandfather needed 24 hour assistance at home, especially when COVID restrictions would not allow family to visit him. The owner was sure to have someone work..."
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Associated Home Care, Inc.
495 Cabot Street, Beverly, MA, 01915
5.0
(1 reviews)
"Associated Home Care is very good. They clean and take me grocery shopping. Each caregiver comes once a week, and each is very friendly and cooperative. I'm happy with the communication from the home office to me. ..."
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Marisata Care LLC
346 Turnpike Red, #2307, Westborough, MA, 01581
5.0
(1 reviews)
"Zynab and her team of caregivers provided a valuable support to our family when our Dad was diagnosed with stage 4 cancer and Dementia. There attendance was wonderful, caregivers were gentle, professional, helpful and supportive. Their service were b..."
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Plan B Home Care
100 Trade Center, Ste. G700, Woburn, MA, 01801
4.0
(1 reviews)
"A friend recommended Plan B to me. We've been pleased with everything. Esther is good in checking and communicating with me. She's on top of everything. My parents like their caregivers. They're doing a great job. ..."
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Comfort Keepers of the North Shore (CLOSED)
129 Dodge Street, Suite One, Beverly, MA, 01915
4.0
(1 reviews)
"Comfort Keepers was just fine. They helped my mother with the chores around the house and with the laundry. They showed up on time, called ahead, and managed appropriately. ..."
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Altranais Home Care
1501 Main St Suite 32, Tewksbury, MA, 01876
3.0
(2 reviews)
"The level of service at ALTRANAIS HOME CARE, LLC is fantastic. Having been a customer for many years, I am consistently impressed by the professionalism of every staff member I have come in contact with. Thank you!" Divan Faveau ..."
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Bring Care Home
10 South Main Street, Suite 208, Topsfield, MA, 01833
"Bring Care Home opened its doors in 2004 with a passion to create positive change for families and loved ones. Our services allow seniors, t..."
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Griswold Home Care
9 Bartlet St., Suite 143, Andover, MA, 01810
"At Griswold Home Care, we understand that selecting a home care provider can be confusing. We aim to provide the best home care services pos..."
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GIA Home Care Services LLC
316 MAIN ST Suite 500, Worcester, MA, 01608
" GIA Home Care Services Provide family center care to our clients. Our goal is to keep families together in the comfort of their own home."
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Assurance Homecare LLC
630 Turnpike Street, North Andover, MA, 01845
"Assurance Homecare LLC is a leading In-Homecare service provider that covers Massachusetts. It is our goal to improve the well-being of our ..."
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Paying for Home Care in Merrimac, MA
The Cost of Home Care in Merrimac, MA
According to the 2021 Genworth Cost of Care Survey, Merrimac’s home care costs run higher than the national and Massachusetts state averages as well as similar costs in other Massachusetts cities. National average costs are over $1,300 lower, while state average costs are around $380 lower. Fall River to the south offers a cost savings of $572, as do Fitchburg and Southbridge, which are in the Worcester area. Westfield is less expensive, coming in at nearly $1,000 below Merrimac’s cost.
Merrimac
$6,292
Massachusetts
$5,911
The United States
$4,957
Fitchburg
$5,720
Westfield
$5,339
Fall River
$5,720
Southbridge
$5,720
The Cost of Home Care vs. Other Senior Care Options in Merrimac, MA
In Merrimac, seniors can expect to pay a bit less for home health care than they do for home care services. Home health care includes medical care such as vital signs monitoring and diabetes management as opposed to just help with daily living activities. Assisted living runs $527 higher than home care but does require a move, as does skilled nursing care for several thousand dollars more. Adult day programming is least expensive but does not provide as much care.
Home Care
$6,292
Home Health Care
$6,244
Adult Day Care
$1,614
Assisted Living
$6,819
Nursing Home Care (semiprivate room)
$13,155
Note: Data for Merrimac was unavailable, so data for the nearest city, Boston, was used instead.
Financial Assistance for Home Care in Merrimac, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Merrimac Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Merrimac:
| Resource | Contact | Address | Service |
|---|---|---|---|
| Massachusetts Home Care Program | (800) 243-4636 | One Ashburton Place, 5 floor, Boston, MA 02108 | Through this state program, Merrimac seniors can receive in-home services. These can include assistance with activities of daily living such as eating and bathing, housekeeping and meal preparation. Seniors must be at least 60 years old, meet income requirements and pay monthly co-payments based on a sliding income scale. |
| Rebuilding Together Greater Haverhill | (978) 469-0800 | 10 Phoenix Row, Haverhill, MA, 01832 | This nonprofit organization works with volunteers, including highly skilled carpenters, masons and electricians, to provide home improvements and repairs to the residences of low-income seniors, veterans and people with disabilities. Rehabilitation projects can improve home accessibility and energy efficiency. Seniors must call the office to request a mailed application. |
| Elder Services of the Merrimack Valley Nutrition Services (Meals on Wheels) | (800) 892-0890 | 280 Merrimack Street, Ste. 400, Lawrence, MA 01843 | A federally funded nutrition program, Meals on Wheels uses volunteers to deliver meals directly to homebound seniors and people with disabilities. These well-balanced meals can accommodate specialized, prescription diets. Meals are free with a $2.00 suggested donation, and adults must be at least 60 years old to qualify. |
| Senior Circuit Breaker Tax Credit | (800) 392-6089 | 100 Cambridge Street, 2nd Floor, Boston, MA 02114 | Merrimac seniors may be eligible to receive a tax credit of up to $1,100 through their state income tax return. Credits are based on the property taxes of the rented or owned home serving as the senior’s primary residence. To qualify, seniors must be at least 65 years old and meet certain income criteria. Applications should be submitted as a Schedule CB completed with the senior’s personal tax return. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
