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The 10 Best Home Care Agencies for Seniors in North Port, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in North Port, FL, residents and their loved ones rate In Home Care agencies 4.0 out of 5 stars across the 20 options below.

Home Care Services in North Port, Florida

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Paying for Home Care in North Port, FL

The Cost of Home Care in North Port, FL

The 2020 Genworth Cost of Care Survey found the average fee for home care in North Port to be $4,385. This is less expensive than the national average of $4,481, but it’s $190 more than the fee paid by the typical Floridian. Although more costly than some nearby cities included in the survey, such as Tampa at $4,195 and Sebring at $4,099, North Port isn’t the most expensive location in this part of the state. In Punta Gorda, seniors can expect to pay an additional $191 per month more than their peers further up the coast.

North Port

$4,385

Florida

$4,195

United States

$4,481

Tampa

$4,195

Punta Gorda

$4,576

Sebring

$4,099

The Cost of Home Care vs. Other Senior Care Options in North Port, FL

Home and home health care offer similar services, such as light housekeeping and companionship, but the addition of basic medical support adds another $191 per month to home health care’s fee, raising it to $4,576. The Genworth survey doesn’t record adult day center costs, but the state average is $1,408. Assisted living facilities offer the most affordable care that includes accommodation at $3,888, while nursing homes are the most expensive with semiprivate rooms typically costing $9,186.

Home Care

$4,385

Home Health Care

$4,576

Adult Day Health

0

Assisted Living

$3,888

Nursing Home Care (semi-private room)

$9,186

Financial Assistance for Home Care in North Port, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in North Port, FL

Independent seniors residing at home in North Port can call on the support of many nonprofit organizations and state agencies should they need some assistance. The resources listed here can help seniors who need legal advice and financial assistance, including support for those with energy-inefficient homes and problems accessing hot meals every day.

ResourceContactService
Weatherization Assistance Program(941) 827-2887Step Up Suncoast is a nonprofit organization assigned by the governor to provide weatherization support to seniors whose homes have become too expensive to heat in the winter and cool in the summer. Qualification depends on the household's annual pretax income, which varies every year. Help can come in the form of fitting exhaust fans and smoke detectors, insulating water heaters, installing low-flow showerheads and repairing or replacing other causes of heat loss or gain.
Financial Assistance(941) 429-3700The City of North Port can provide temporary assistance to seniors experiencing a financial emergency. To be eligible, the senior must reside in the city and have a monthly income at or below the program's limits. The program can help pay a bill, such as electric and water/sewer, if nonpayment will mean service disconnection. It can also cover rent arrears or an overdue mortgage payment.
North Port Meals on Wheels(941) 876-9191Homebound North Port seniors who are unable to prepare their own meals or don't have someone to cook for them can apply to the Meals on Wheels program for help. Meals are delivered every day, except Sunday, and contain the recommended amounts of protein, starch and vegetables for seniors. They also come with fruit or a dessert and salad, and the delivery driver makes a wellness check on the senior too. Meals cost $5 although subsidies may be available for those struggling to pay.
Legal Aid of Manasota(941) 492-4631Legal Aid of Manasota is a collection of experienced attorneys working pro bono to help low-income residents of North Port who can't afford to pay for legal advice. They don't assist with criminal matters but can advise and advocate for seniors who are struggling with issues relating to their homes, such as problems with landlords, and debts, such as intimidation from collection agencies. The attorneys also have extensive experience in probate law and power of attorney requests.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Larry

I am a current client of this provider

Review of Visiting Angels - North Port, FL

We're using Visiting Angels. So far, it's been excellent. My mother loves the ladies coming in. They've been doing a very good job. They're helping her with eating and bathing and all of those...

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Home Care

Anonymous

I am a current client of this provider

Review of Visiting Angels - North Port, FL

We hired a caregiver from Visiting Angels. We are quite satisfied with her. She helps us with things that we can't do around the home and she cooks for us. She is very good and is always very...

Read more

In Home Care near North Port, FL

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Other Options in North Port, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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