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The 10 Best Home Care Agencies for Seniors in Altamonte Springs, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Altamonte Springs, FL, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 33 options below.

Home Care Services in Altamonte Springs, Florida

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Paying for Home Care in Altamonte Springs, FL

The Cost of Home Care in Altamonte Springs, FL

The average cost of Home Care in Altamonte Springs is $4,767, equal to Florida’s state average and slightly less than the national average of $4,957. Compared to other cities in the same geographic area, home care in Altamonte Springs costs the same as in the Palm Bay area and approximately $200 more per month than in Lakeland and Deltona. On the other hand, home care in Altamonte Springs is nearly $1,000 less per month than in The Villages.  

Altamonte Springs

$4,767

Florida

$4,767

The United States

$4,957

Lakeland

$4,576

Palm Bay Area

$4,767

The Villages

$5,720

Deltona Area

$4,576

The Cost of Home Care vs. Other Senior Care Options in Altamonte Springs, FL

In-home care services in Altamonte Springs average $4,767 per month, equal to the cost of home health care, which includes medical services provided by registered nurses or therapists. Home care is approximately $760 more per month than the cost of living in an assisted living facility. Adult day health care, which provides supervision for seniors during business hours, averages $1,463 per month, about $3,300 less per month than in-home care. In-home care is $3,293 less per month than a semiprivate room in a nursing home.

Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,463

Assisted Living Facility

$4,000

Nursing Home Facility (semiprivate room)

$8,060

Note: Data for Altamonte Springs was unavailable, so data for the nearest city, Orlando, was used instead.

Financial Assistance for Home Care in Altamonte Springs, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Altamonte Springs, FL

Seniors who live in Altamonte Springs have many advantages when it comes to finding senior-specific assistance to live independently in their homes. The table below provides a collection of free and low-cost resources for seniors in the Orlando area. 

ResourceContactService
Seniors First(407) 292-0177Seniors First is a nonprofit organization that provides assistance to older adults in many capacities. It operates meal programs such as Meals on Wheels and the Neighborhood Lunch Program, legal aid to help with Public Guardianship, access to refurbished medical equipment and an in-home care service that includes respite care, homemaker services and personal care assistance. 
Altamonte Springs Recreation(407) 571-8777The Department of Recreation provides seniors opportunities to socially engage with their peers. The center has a wealth of low-cost arts and crafts, social and wellness events available to seniors. It hosts regular day trips, exercise classes, outdoor activities and social events. Seniors can also utilize the heated therapeutic pool. 
Emergency Home Energy Assistance for the Elderly Program (EHEAP)(407) 846-8532EHEAP is a federally funded program that helps seniors pay their energy bills in cases of emergency. Those eligible for assistance can use the benefit to pay their electric bills, purchase window air conditioners, obtain temporary emergency shelter in response to an energy-related crisis or pay late/disconnect fees. To qualify, seniors must be 60+ and living in Orange, Seminole, Brevard or Osceola counties.  
Osceola Council on Aging Weatherization Program(407) 933-9531The Weatherization program through the Osceola Council on Aging offers many home repair and weatherization services at no cost to low-income seniors who live in the Orlando area. Some of these services include water heater repair/replacement, air sealing and window installation, minor roof repairs and ventilation repairs/replacements to improve indoor air quality.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

chrissyboo

I am a current client of this provider

Review of Home Helpers Home Care of Central Seminole County

Home Helpers Home Care has been a welcoming gift for me and my family. This company has been taken care of my husband for over six months now. Our caregiver is truly an extended member of our...

Read more

Home Care

Dawson27

I am a past client of this provider

Review of Home Helpers Home Care of Central Seminole County

Home Helpers Home Care provides excellent service to my mom who has dementia. The caregiver they provided her was very kind, compassionate and understanding. I don't know what I would do without...

Read more

Home Care

Sebastian1981

I am a past client of this provider

Review of Home Helpers Home Care of Central Seminole County

Home Helpers Home Care provided my family ease of mind. The caregivers they sent was professional, knowledgeable and compassionate.

Read more

In Home Care near Altamonte Springs, FL

MaitlandLongwoodCasselberryClarconaWinter ParkWinter Springs

Other Options in Altamonte Springs, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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