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The 10 Best Home Care Agencies for Seniors in San Jose, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in San Jose, CA, residents and their loved ones rate In Home Care agencies 4.6 out of 5 stars across the 100 options below.

Home Care Services in San Jose, California

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On this page:

  • Home Care Services in San Jose, California
  • Paying for Home Care in San Jose, CA
  • Financial Assistance for Home Care in San Jose, CA
  • San Jose Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in San Jose, CA

The Cost of Home Care in San Jose, CA

The 2024 Genworth Cost of Care Survey reports a median in-home care fee of $8,008 per month for full-time care in San Jose. This runs higher than the national norm of $5,720 and surpasses rates in nearby communities. For example, in Stockton, seniors pay about $1,900 less for in-home care, and in Sacramento, fees fall about $3,340 below San Jose’s median.

San Jose

$8,008

California

$6,864

United States

$5,720

San Francisco

$7,531

Stockton

$6,101

Santa Cruz

$7,245

Sacramento

$4,671

The Cost of Home Care vs. Other Senior Care Options in San Jose, CA

Home care agencies in San Jose charge around $8,008 for full-time care. This costs seniors thousands of dollars more than attending adult day health care, which provides personal care and recreational activities for about $1,246 monthly. However, home care still costs significantly less than nursing home care, which runs around $14,752 for those who need intensive medical care.

Home Care

$8,008

Home Health Care

$8,771

Adult Day Health Care

$1,246

Assisted Living Facility

$7,150

Nursing Home Care (semi-private room)

$14,752

Financial Assistance for Home Care in San Jose, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

San Jose Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in San Jose:

ResourceContactAddressService
Department of Aging and Adult Services (Santa Clara County)(408) 755-7600353 W. Julian St., San Jose, CA 95110The Department of Aging and Adult Services offers in-home supportive services, nutrition programs and adult protective sources to eligible seniors. It also provides support and resources for caregivers. Each program has different eligibility guidelines, but seniors who have Medicare health insurance generally qualify. The local Meals on Wheels program is managed by this department.
Farewell to Falls Program(650) 724-9369300 Pasteur Drive, Stanford, CA 94305Farewell to Falls is a free program offered to people aged 65 or older who have either recently fallen or are concerned about falls. It’s offered through the Trauma Service and Emergency Department at Stanford University Medical Center. The program focuses on fall prevention and offers tips, home safety assessments, home exercise programs and more.
Health Trust (Healthy Aging Initiative)(408) 513-87003180 Newberry Drive, Suite 200, San Jose, CA 95118This program ensures that vulnerable populations living in California’s Silicon Valley receive the services they need to stay healthy and engaged with the community. The Healthy Aging Initiative focuses primarily on services related to housing, food and chronic diseases. There are a wide range of programs in these sectors, and most people over 65 qualify. A diverse group of volunteers help to keep the program running.
R.Y.D.E. Transportation Service(408)255-803310104 Vista Drive, Cupertino, CA 95014The Reach Your Destination Easily Transportation Service offers curb-to-curb transport and local trip planning for all seniors over the age of 65. Rides should be planned in advance and are available from 8 a.m. to 12 p.m. or from 1 p.m. to 4 p.m. Monday through Friday. Fees are fixed based on the number of miles to your destination and income guidelines. Trips up to 4 miles start at 90 cents or $9 depending on income.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Mahnaz H

I am a current client of this provider

Review of Home Helpers of SC Valley

The way things are happening around me, I am very comfortable. I am very happy they do everything for me due to my anesthesia.

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Home Care

David M_18

I am a current client of this provider

Review of Home Helpers of SC Valley

They have helped the most by giving me peace of mind. The caregivers are excellent, and they go above and beyond.

Read more

Home Care

Pauline N_2

I am a current client of this provider

Review of Home Helpers of SC Valley

The agency allowed me to be at home. The agency is very responsive and always have someone there 24/7.

Read more

In Home Care near San Jose, CA

Santa ClaraCampbellMilpitasAlvisoSunnyvaleLos Gatos

Other Options in San Jose, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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