In addition to round-the-clock supervision, medical monitoring, skilled nursing services and personal care, nursing homes provide rehabilitative therapies and tailored activity programs. Seniors best-suited to these facilities include those with extensive health care needs and limited mobility. Alternatives, such as assisted living or home care, may be more beneficial to seniors who don't require 24/7 medical care.
This guide shows how Murphy's nursing home rates compare to alternative long-term senior living costs — and nursing home rates in nearby cities. What's more, it contains links to local resources and nationwide financial assistance programs that may help cover skilled nursing care costs.
"I visited this facility and my mom is moving in here. I particularly chose this facility because they have an Alzheimer's care unit. My daughter also works here and so she can look after my mother.
The staff was good and accommodating. Although this..."
"Chatuge Regional Nursing Home is a blessing. The people that work at CRNH have real heart for the residents and their well being. My father has been a resident for two years now and has had some health issues that have been resolved as a result of ..."
"This location has a great activities director. The property is complete with walking trails and a fitness course. They have 2 stocked trout pond. This is very nice because my grandpa loves to fish, and he can here. They really take in to consideratio..."
"My aunt is in Clay County Care Center. It has been very good. They are very caring. They stay in contact with me on a regular basis. The food always appears to be very good. Every time I visit, there are plenty of foods and my aunt has always said it..."
"Heritage was very nice. I did not like the setup that they had. Their halls were crowded, as they allow the patients to sit out in the hall. We talked to the people we know and they said the food was not good, but other people said that their parents..."
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The Cost of Nursing Home Care in Nearby Cities
Monthly rates for semi-private accommodation in nursing homes in Murphy average $6,692, which is 15.4% lower than the national average and 10.6% below the North Carolina state average. The town's monthly rates also compare favorably to those in specific nearby areas. For instance, Murphy's prices are $973 lower than Asheville's, $1,064 more affordable than Charlotte's and $1,460 cheaper than Hickory's. Over the state border in South Carolina, average nursing home costs in Spartanburg are identical to Murphy's.
Murphy
$6,692
North Carolina
$7,483
United States
$7,908
Asheville
$7,665
Hickory
$8,152
Charlotte
$7,756
Spartanburg, SC
$6,692
Nursing Home Costs in Murphy, NC
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In Murphy, nursing home care costs around $6,692 for a semi-private room and $7,908 for private accommodation.
Financial Assistance for Nursing Home Care in Murphy, NC
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
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Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
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Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
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Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
Murphy's nursing homes charge $6,692 monthly for comprehensive round-the-clock care and semi-private rooms — while private accommodation is 18.2% pricer. Adult day health care is 74.1% cheaper, offering seniors supervision and medical services during daytime hours. Assisted living facilities, providing residential services and some personal care assistance, charge $1,857 per month less. Meanwhile, in-home care and home health care, offering nonmedical daily living assistance or skilled nursing services at home, are 40.3% more affordable than a private room in a nursing home.
In-Home Care
$4,719
Home Health Care
$4,719
Adult Day Health Care
$1,733
Assisted Living Facility
$4,835
Nursing Home Care (semiprivate room)
$6,692
Nursing Home Care (private room)
$7,908
Note: Data for Murphy, NC, was unavailable, so data for the nearest city, Cleveland, TN, was used instead.
Free & Low-Cost Resources for Seniors in Murphy, NC
The table below highlights several organizations and agencies that offer support to current and prospective residents of nursing homes in Murphy. Additionally, families can contact certain listed providers for unbiased information and expert guidance as they compare long-term care options for loved ones seeking nursing care in the area.
Reviews of Communities Nearby
Nursing Homes
Caring5181
5.0
I visited this facility
Review of Murphy Medical Center
I visited this facility and my mom is moving in here. I particularly chose this facility because they have an Alzheimer's care unit. My daughter also works here and so she can look after my...