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Nursing Home Communities in Oswego, New York

Our comprehensive listings and authentic reviews in Oswego, NY below include 9 nursing homes...

Directory of Nursing Home in Oswego, NY

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The Cost of Nursing Home Care in Nearby Cities

Oswego ranks among the costliest cities in the state and nation for nursing home care, with facilities in this city charging $12,994 for services, compared to the state average of $12,775 and the national norm of $7,908. While care costs in Watertown surpass the local average by 14%, other cities typically have lower monthly care costs. For example, in Rochester, rates come in 4% below Oswego’s median, and in Binghamton, rates fall 8% below the local average. Additionally, seniors may save thousands of dollars by opting for care in Utica, where facilities charge $9,809 for specialized care.

Oswego

$12,994

New York

$12,775

United States

$7,908

Utica

$9,809

Watertown

$14,783

Rochester

$12,471

Binghamton

$11,929

Nursing Home Costs in Oswego, NY

Skilled nursing facilities in Oswego charge a monthly median rate of $12,994 for semi-private rooms and $13,199 for private rooms.

Financial Assistance for Nursing Home Care in Oswego, NY

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid:Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

In Oswego, nursing homes charge the highest senior care rates of $12,994 for shared rooms and $13,199 for private accommodations. This comes in at more than double the monthly rate of private in-home care and home health care, which cost $5,911 for full-time services. Seniors who can get the level of care they need in assisted living pay $4,694 for care, and those who attend adult day health care pay $1,733 for daytime skilled nursing services in a community setting.

In-Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,842

Assisted Living Facility

$4,835

Nursing Home Care (semiprivate room)

$10,038

Nursing Home Care (private room)

$11,650

Note: Data for Oswego was unavailable, so data for the nearest city, Syracuse, was used instead.

Reviews of Communities Nearby

Nursing Homes

Tammy

I am a friend or relative of a current/past resident

Review of Morningstar Residental Care Center

My friend is now in Morningstar Residential Care Center in Oswego which is a rehabilitation facility. We are very impressed with the care that he has received while he's there. They're very...

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Nursing Homes

Cliffton

I am/was a resident of this facility

Review of The Gardens By Morningstar

I will be moving into The Gardens down at Oswego, New York. I also happen to undergo my rehab there and it was good. They said they were going to get me ready they took a month, but they got me out...

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Nursing Homes

S.Crumb

I am a friend or relative of a current/past resident

Review of Morningstar Residental Care Center

My Father came here last month for rehab . He is on C unit ( rehab unit ) . Other issues have arisen , He has been in need of more nursing & Dr care . No one answers the phone on many occasions. My...

Read more

Helpful Articles

Nursing Homes near Oswego, NY

AuburnSyracuseJamesvilleNewarkWatertownCortland

Other Options in Oswego, NY

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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