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Nursing Home Communities in Saginaw, Michigan

Our comprehensive listings and authentic reviews in Saginaw, MI below include 27 nursing homes...

Directory of Nursing Home in Saginaw, MI

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The Cost of Nursing Home Care in Nearby Cities

When it comes to average monthly costs of semiprivate nursing home accommodations, Saginaw’s figure of $8,441 falls between the national average of $7,756 and Michigan’s average of $8,973. Compared to nearby cities, Saginaw is more affordable than several options. For instance, Midland’s average rate is slightly higher than Saginaw’s, coming in at $8,517. Bay City is more expensive still with an average cost of $8,720, as is Lansing at $8,973. Prices rise more in Flint where the average is $9,353.

Saginaw

$8,441

Michigan

$8,973

The United States

$7,756

Midland

$8,517

Bay City

$8,720

Flint

$9,353

Lansing

$8,973

Nursing Home Costs in Saginaw, MI

In Saginaw, the average nursing home charges monthly rates of $8,441 for a semiprivate room and $8,935 for a private room.

Financial Assistance for Nursing Home Care in Saginaw, MI

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

Saginaw’s nursing homes are the most expensive type of care provider in the city as they charge monthly averages of $8,441 for semiprivate rooms and $8,935 for private rooms. Adult day health care represents the most affordable option. Its median monthly rate in Saginaw is $1,907. Between those two ends of the price spectrum are assisted living facilities, which have a median rate of $4,000, and home care and home health care providers, which have respective average costs of $4,576 and $5,148 per month.

Home care

$4,576

Home health care

$5,148

Adult day health care

$1,907

Assisted living

$4,000

Nursing Home Care (semiprivate room)

$8,441

Nursing home (private room)

$8,935

Free Resources for Seniors in Saginaw, MI

Seniors in Saginaw can turn to several organizations for assistance. Resources like those below can aid older adults in meeting a variety of goals, including remaining safely at home or transitioning from one care setting to another. They can also help seniors understand and make use of benefits.

ResourceContactService
Saginaw County Commission on Aging(989) 797-6880The SCCA's services include Meals on Wheels through which homebound seniors 60 years of age and up can receive home-delivered lunches. Other nutritional support, including snacks and frozen meals, may be available too. Another SCCA program is In-Home Support Services, which offers housekeeping and assistance with daily tasks plus caregiver respite aid. Case management and transportation are among the SCCA's other offerings.
Michigan Veterans Affairs Agency(800) 642-4838Agents from the MVAA can assist older military veterans and their loved ones by providing information on available benefits. By performing benefits check-ups and working with government agencies and local organizations, the MVAA facilitates access to federal and state sources. It also oversees a document retrieval service for veterans in search of their DD-214 form.
Saginaw-Shiawassee Habitat for Humanity(989) 753-5200Habitat for Humanity offers a home repair service that assists low-income homeowners in making needed fixes. Another initiative focuses on home improvements, including the installation of accessibility modifications. A third Habitat program makes repairs more affordable for veteran homeowners specifically, and another may facilitate the installation of energy-efficient upgrades.
Michigan Medicare/Medicaid Assistance Program(800) 803-7174MMAP connects seniors with local counselors trained to answer questions regarding Medicare plan options, billing issues and eligibility criteria. The program may also help clients access prescription drugs at more affordable rates, and it performs policy comparisons for individuals interested in Medigap. Long-term care insurance also falls under MMAP's area of expertise as do Medicare Savings Programs.
Region 7 Area Agency on Aging(800) 858-1637The Region 7 AAA is Saginaw's point of contact for the Long-Term Care Ombudsman Program, through which residents of nursing homes and other long-term care facilities can access assistance and advocacy. Seniors may also find care management services through the AAA as well as MMAP counseling. Additionally, the AAA administers the MI Choice waiver program, which may help low-income elderly individuals afford in-home support.

Reviews of Communities Nearby

Nursing Homes

Glomer9

I am a friend or relative of a current/past resident

Review of Hoyt Nursing & Rehab Centre

Takes an Exceptionally long time for caregivers to respond to lights. Doesn’t seem to have enough help. When they come they are very caring.

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Nursing Homes

Unhappy

I am a friend or relative of a current/past resident

Review of Hoyt Nursing & Rehab Centre

Bare, cold, zero amenities, no phones hooked up in short-term rehab rooms, very slow responses for call lights. All seen this past week. Is this even an appropriate place to send rehab...

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Nursing Homes

Stephanie00

I visited this facility

Review of Hoyt Nursing & Rehab Centre

The rooms are pretty spacious. The staff members were all friendly and helpful. There were many different activities that the residents could do from games to live music.

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Helpful Articles

Nursing Homes near Saginaw, MI

Bay CityFrankenmuthMidlandOwossoFlintCaro

Other Options in Saginaw, MI

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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