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Assisted Living Communities in Saginaw, MI
As the principal city of the Saginaw Metropolitan Area, Saginaw sits along the Saginaw River in Central Michigan. This community is home to assisted living facilities, and seniors can choose from an additional options in nearby areas. In 2024, these facilities charge around $5,000 per month for services, offering $350 in savings over the national median.
For details on the amenities and quality of local memory care facilities, take a look at the 479 reviews reviews in our assisted living directory. We find an average quality rating of 4.4 out of 5 stars out of five stars based on consumer feedback.
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Reviews of Communities Nearby
Assisted Living
Maryann
5.0
Review of Bickford of Saginaw
What I like about Bickford of Saginaw is that it seems nice and bright. The staff are friendly, and they mostly serve home-cooked food. The structure of the building is good, and it appears to be...
Provider response
We greatly appreciate your kind words. We pride ourselves on our home-like environment and the love we give our residents.
Assisted Living
Ray
4.0
Review of Bickford of Saginaw
Bickford of Saginaw seemed more friendly than the other location we visited, and they seemed to be on top of their game better. It was a little bit bigger and it seemed to be comfortable. They had...
Assisted Living
Elizabeth
5.0
Review of Meadows on McCarty
I had an in-person tour. There wasn't anything that I didn't like about the facility. As of right now, this is one of my top choices. They even invited me to speak to some of the residents as well,...
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The Cost of Assisted Living in Saginaw, MI and Nearby Cities
The 2024 Genworth Cost of Care Survey indicates that assisted living facilities in Saginaw charge baseline monthly rates of $5,000. This lines up closely with Michigan’s median of $5,050 and offers savings over rates in many nearby cities. For example, Saginaw may be a cost-effective alternative to Lansing, where rates come in near $5,500, and Detroit, where facilities charge roughly $5,949.
Saginaw
$5,000
Michigan
$5,050
United States
$5,350
Bay City
$5,075
Flint
$4,250
Lansing
$5,500
Detroit
$5,949
Paying for Assisted Living in Saginaw, MI
Financial Assistance for Assisted Living in Saginaw
Several state and federal programs are available to help eligible Saginaw seniors with the cost of an assisted living facility. These include the Medicaid State Plan, MI Choice and Supplemental Security Income Category G.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Michigan page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.
The Cost of Other Types of Senior Living in Saginaw, MI
In Saginaw, monthly assisted living costs come in at around $5,000. While seniors who remain in their homes and attend adult day health care facilities pay lower rates of approximately $4,333, other senior care solutions in the city cost more. For example, home health care rates runabout $530 higher, and nursing homes charge over $1,840 more for care.
Home Health Care
$5,529
Adult Day Health Care
$4,333
Assisted Living Facility
$5,000
Nursing Home Facility (semi-private room)
$6,844
Free Assisted Living Resources in Saginaw
Seniors who live in Saginaw and want to learn more about assisted living or other forms of long-term care can reach out to the following organizations for information and assistance. Services are available to seniors, caregivers and their families.
| Resource | Contact | Service |
|---|---|---|
| Region VII Area Agency on Aging | (989) 893-4506 | Located in Bay City, this Area Agency on Aging connects seniors and caregivers to supportive services in their community. It provides a wealth of helpful services ranging from insurance counseling to phone-based medical advice. In addition to administering federal benefits available to residents aged 60 years and older, it provides legal and financial services, including help with wills and advance directives. Its impartial volunteer long-term care ombudsman is available to address questions or concerns related to assisted living. |
| Saginaw County Commission on Aging | (989) 797-6880 | Seniors age 60 and older can access a variety of free and sliding-scale supports through this county office. It provides case management services, long-term care needs assessments, accessible transportation, free emergency cell phones and caregiver assistance. Staff members match residents with meaningful volunteer opportunities, and its bilingual minority outreach program supports underserved adults. Additional resources are available to individuals who have dementia or are at risk of nursing home placement. |
| Saginaw Senior Centers | Varies | The Commission on Aging operates five senior centers in Saginaw, including the Buena Vista Senior Center and the Eleanor Frank Senior Center. Several others are located in Chesaning and other parts of the county. These centers offer congregate meals, preventive health screenings, fitness classes and special events. Programs vary by location but typically include bingo, pool, darts, cards, crafts and dominoes. They also offer line dancing, tai chi and Wii bowling. |
| Legal Services of Eastern Michigan | (800) 322-4512 | Since 1951, Legal Services of Eastern Michigan has provided free information and assistance to low-income individuals and families in Saginaw and several neighboring counties. Services are intended for residents who earn up to 125% of the poverty level, and expanded options are available to applicants with higher income levels in certain situations. Its areas of focus include individual rights, government benefits access, consumer credit issues and family and elder law. |
Assisted Living Laws and Regulations in Saginaw
Saginaw-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Michigan page for more information about these laws.
