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Nursing Home Communities in Clearlake, California

Clearlake is a city located on the lower shores of Clear Lake in California. It has a population of 15,267, and about 17.6% of residents are aged 65 and over. Seniors in Clearwater have access to medical facilities at Adventist Health Clearlake which features a dedicated Live Well Program and a Home Health Program.

Nursing home facilities provide high levels of medical monitoring and supervision above that which would be feasible for seniors still living in their own homes. The care is generally furnished by registered nurses who are on-site 24/7 and accordingly, this type of care is the most expensive option available. Nursing home costs are relatively high in Clearlake, according to the Genworth Cost of Care Survey 2020. A semiprivate room in Clearlake has an average monthly cost of $9,946 which is higher than the national average of $7,756. Seniors living in Clearwater may want to look at alternative care options such as home care services and assisted living.

This guide looks at the costs of the different types of care in Clearwater. It also lists resources in the city that assist seniors.

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The Cost of Nursing Home Care in Nearby Cities

Using the monthly average cost of a semiprivate room in nursing home care as a comparison point, the cost of care in Clearlake is higher than the national average of $7,756 and it is slightly higher than the California state average of $9,247.

The average monthly cost of care is higher in the cities of Napa ($10,646), San Francisco ($12,471) and San Jose ($12,457). However, the cost of care is lower in nearby Stockton at a monthly average cost of $8,623.

Clearlake

$9,946

California

$9,247

The United States

$7,756

Napa

$10,646

San Francisco

$12,471

San Jose

$12,457

Stockton

$8,623

Nursing Home Costs in Clearlake, CA

In Clearlake, the average monthly cost of nursing home care is $9,946 for a semiprivate room and $13,688 for a private room.

Financial Assistance for Nursing Home Care in Clearlake, CA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

In Clearlake, the lowest cost care option for seniors in the area is assisted living, which has an average monthly cost of $6,000. Home care and home health care services are good options for seniors wanting to age in place in their own homes and both of these services have a monthly average cost of $6,101. The highest cost option is nursing home care which has an average monthly fee of $9,946 for a semiprivate room and $13,688 for a private room.

Assisted living

$6,000

Home care

$6,101

Home health care

$6,101

Nursing home semiprivate

$9,946

Nursing home private

$13,688

Note: Data for Clearlake was unavailable, so data for the nearest city, Santa Rosa, was used instead.

Free Resources for Seniors in Clearlake, CA

The following resources may be of interest to seniors in Clearlake who are looking for services to help them age in place safely for as long as possible and delay or avoid the move to nursing home care. One resource provides information on state health insurance options and the financial assistance available to seniors wanting to move to nursing home care facilities. 

ResourceContactService
Meals on Wheels(707) 994-3051The Clearlake Senior Center runs the Meals on Wheels program in the city. The organization delivers meals to homebound seniors aged 60 and over in the city. The meals are delivered around midday each day from Monday to Friday by teams of volunteers. Each meal contains around a third of the daily calorie requirements of an adult. The volunteers contact emergency services if the senior does not answer the door or if they notice anything amiss. Donations are requested to cover meal expenses, but seniors will not be turned away if they are unable to contribute.
Lake Links(707) 995-3330The Lake Links Transportation services offer a number of transport options for seniors in Clearlake. The Pay-Your-Pal system is designed for low-income seniors with a friend or family member who is willing to drive them to medical appointments and grocery stores but unable to afford the gas and other expenses involved. The program reimburses the drivers and removes the financial barriers that may exist in them helping that senior. Other programs include Dial-a-Ride and the wheelchair-friendly Flex Stop. Seniors need to meet certain requirements to be eligible for these programs.
HICAP(800) 434-0222The HICAP program is funded by the federal government and the state of California. Volunteers in the program provide free and unbiased information on the state health insurance plans that are available to seniors. The counselors can assist seniors in finding the best plan for their needs and help them to apply for the plan. In addition, the counselors can explain the financial assistance options available to seniors who need to make the move to nursing home care but can’t afford it on their own.

Reviews of Communities Nearby

Nursing Homes

Reviewer#RD1023i

I am a friend or relative of a current/past resident

Review of Meadowood Nursing Center

My mom has gone to Meadowood Nursing Center. It's nice, very open, and bright. The room is okay. My mom is sharing it with two other people. However, if we were going to put her in there long term,...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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