Memory Care Communities in Victoria, Texas

Memory care communities charge $7,000 per month in Victoria, exceeding the state average by $2,002 and the national norm by $1,375. The city has very high costs compared to other locations in Texas, so relocation offers substantial savings for families. Memory care costs $2,734 less in San Antonio and $2,765 less in Corpus Christi. It's about 13.8% cheaper in McAllen, and families can save approximately 28.5% per month if loved ones move to Brownsville.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care typically costs $7,000 per month in Victoria.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

Memory care is the most expensive form of senior living in Victoria, averaging $7,000 per month. For seniors who aren't yet ready to move into a communal residence, home care or home health care costs $2,662 less than memory care. They offer assistance with daily living and skilled nursing, respectively. Assisted living, catering to seniors who need daily help with personal tasks and are okay living among other retirees, is $1,400 cheaper than memory care. However, people with many health conditions may find a nursing home more suitable. While usually very expensive, a semiprivate room in one of these residences costs $1,829 less than memory care in Victoria.

The Texas Health and Human Services Commission regulates memory care providers in Victoria and other cities within the state, setting standards to maintain the health and safety of seniors. It enforces minimal staff training requirements, safety criteria and quality of care regulations as part of its duties.

 

• Victoria's subtropical climate can result in hot, humid summers 8.2 degrees Fahrenheit warmer than the national average. However, winters are exceptionally comfortable due to temperatures remaining at 42.9 degrees Fahrenheit throughout most of the cold season — nearly double the U.S. norm of 21.7 degrees Fahrenheit.
• The cost of living in Victoria is about 16.6% lower than the national average. Transportation, clothing and entertainment are particularly affordable, which may reduce the strain on family finances while providing a comfortable lifestyle for loved ones living in memory care communities.
• Victoria has a sales tax rate of 8.3% — 1 point higher than the national average. However, it has no income tax, allowing seniors to keep more of their retirement income and extend their budgets further. Texas overall is quite friendly to retirees, as most forms of retirement income, including Social Security benefits and pensions, are tax-exempt.
• Air quality is typically quite good in Victoria but sometimes drops into the moderate category of the U.S. Air Quality Index. While this low pollution level rarely causes issues, seniors in memory care spend more time indoors and often benefit from the added protection of air conditioning or filtration systems, further reducing risk.
• Health care costs 9% more than average in Victoria. While this added expense can affect where seniors seek medical treatment, there are several excellent hospitals and clinics in the city and surrounding locations. For example, the Citizens Medical Center has won awards for cleanliness, communication and overall patient satisfaction.
• When ranked on a 100-point scale, Victoria's property crime rate comes in at 50.6 — much higher than the national average of 35.4. However, families may experience peace of mind knowing that memory care communities have security features to prevent burglaries. Victoria's violent crime rate is just slightly lower than the U.S. norm at 21.4 vs. 22.7.