The 5 Best Memory Care Facilities in Bell County, TX for 2024

Bell County is located in central Texas and includes the larger cities of Killeen and Temple. The state of Texas estimates that over 380,000 of its residents have been diagnosed with Alzheimer's disease or another form of dementia. In Bell County, 11.2 percent of its 65 and older population, a particularly vulnerable demographic, has been diagnosed with Alzheimer's or dementia. To care for and treat these seniors, there are a couple of memory care facilities in Bell County. 

The Texas Department of Health and Human Services licenses and regulates memory care facilities. These may either be facilities exclusively dedicated to memory care or secure, separate wings of larger assisted living communities. 

• Bell County weather means long hot summers, with July and August's high temperatures regularly reaching near 100 degrees. Seniors sensitive to high temperatures may be uncomfortable here, but the mild winters and rare snow may bring relief to those in memory care with health conditions alleviated by warmer weather. 
  
• There is no state income tax in Texas, including income from Social Security benefits and retirement accounts. This may mean more money available for families budgeting for a loved one's memory care. 
  
• Bell County's cost of living is about 15 percent lower than the national average, coming in at 85.5 overall compared to the baseline of 100. Housing costs are 30 percent lower, which may impact memory care operating costs favorably for families on a budget. Healthcare and grocery costs are also below the national average, at 93 and 87, respectively. 
  
• Bell County is home to world-class medical facilities, including those specializing in brain health and dementia care such as Scott and White, Temple Santa Fe and Carl R. Darnall Army Medical Center, in the event of medical emergencies or illness.

Memory Care costs in Bell County start around $5,297 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Bell County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Texas page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

Bell County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Texas are required to follow. Visit our Memory Care in Texas page for more information about these laws.