Memory Care Communities in Clarksville, Tennessee

Clarksville is among the more affordable places in the state and nation for residential dementia services, with facilities charging $4,019 per month for this level of care. By comparison, the state norm is about $1,100 higher, and national rates significantly exceed Clarksville’s average at $5,625. Care costs in Cleveland are about $2,000 over Clarksville’s monthly rate, and in Jackson, seniors pay $5,300 for dementia care. Similarly, in Nashville, rates come in at $5,125, and in Knoxville, seniors pay $4,779 for care.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Clarksville, memory care facilities charge $4,019 per month for long-term care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Tennessee page.

Memory care costs in Clarksville are moderate compared to other senior care options, with facilities charging $4,019 per month for dementia care. This is several hundred dollars less than the cost of in-home care and home health care, which average $4,767 per month. Nursing home care, which is for seniors who need around-the-clock medical support, costs even more at $6,753 per month. However, memory care is costlier than assisted living, which averages $3,215, and adult day health care, which is the most economical option in the city at $1,083.

The Tennessee Department of Health, Office of Health Care Facilities monitors memory care communities in Clarksville and in the rest of the state. These facilities are licensed as assisted living facilities, and they comply with state-mandated standards for staffing, staff training, care planning and dementia-related services. The department also fields and investigates complaints regarding housing conditions and quality of care.

 

• Clarksville is a member of the AARP Age-Friendly Network, indicating that local leaders have taken steps to identify and improve general livability for seniors. This may promote access to dementia-related services for seniors and families considering memory care in this community.
• Tennessee doesn’t have a state income tax, so retirees only pay federal taxes on their retirement income, which may leave more money available for residential dementia services. Property taxes are low, which may benefit seniors who retain ownership of a house after moving into a memory care facility.
• The cost of living in Clarksville is consistent with the Tennessee norm and about 10% below the national averages, with residents generally paying comparatively modest amounts for transportation, housing and groceries. This may result in competitive memory care costs.
• Crime is more commonplace in Clarksville than in a typical U.S. city. On a 100-point scale, the city rates 35.2 for violent crime and 41.2 for property-related offenses. By comparison, national norms are lower at 22.7 and 35.4, respectively. Memory care is a safe alternative to living alone for vulnerable seniors, making it a preferred option for many families.
• The climate in Clarksville is relatively mild with year-round temperatures ranging from average lows of 27 degrees in the winter to average summer highs of 89 degrees. The city gets just 5 inches of annual snowfall compared to the national norm of 28, and 51 inches of rain versus the U.S. norm of 38 inches. To let residents safely enjoy the weather, memory care facilities often have enclosed courtyards and monitored outdoor areas.
• Tennova Healthcare – Clarksville is located in the city proper and provides access to a full range of services including cardiovascular care, emergency services and cancer care. Additionally, many memory care communities have physicians on-call who track residents’ conditions and ensure prompt changes to their care plans as needed.