Memory Care Communities in Muskegon, Michigan

Memory care costs in Muskegon are $609 per month lower than the national average and $297 less than the state average. Compared with other cities across the state, memory care costs in Muskegon fall right in the middle. Memory care costs in Ann Arbor and Grand Rapids are $2,600 and $1,019 more expensive, respectively, than average costs in Muskegon. On the other hand, memory care costs are less expensive in Jackson and Battle Creek, where monthly costs average $5,000 and $4,250, respectively.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

While exact costs vary among senior living communities, the average cost of memory care services in Muskegon is $5,016 per month. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in Michigan page.

Due to the higher level of care required, memory care costs in Muskegon are about $1,000 higher per month than assisted living costs. Adult Day Health Care offers the most affordable costs at $2,444 per month. Seniors who want to continue living in their homes can expect to pay an average monthly cost of $6,340 for in-home care or home health care services. Seniors who require around-the-clock skilled nursing care can expect to pay nearly $4,500 more per month than memory care costs.

The Community and Health Systems unit of Michigan's Bureau of Licensing and Regulatory Affairs regulates and licenses memory care senior living communities in Muskegon. The agency sets all regulations and guidelines, conducts regular inspections and investigates all complaints and concerns seniors and their families may have. 

• The cost of living in Muskegon is lower than both the state and national average. Based on a 100-point scale, Muskegon ranks 78.1 in comparison to 9.5 for the state and 100 for the nation.
• Seniors living in Muskegon have access to numerous health care facilities, including the Trinity Health Muskegon Hospital and Spectrum Health Hospitals Butterworth Hospital in nearby Grand Rapids.
• Health care costs in Muskegon are also more affordable than the national average. Using a 100-point rating system, the health care cost index in Muskegon is 91.3 in comparison to the national average of 100.
• While winters in Muskegon can bring an average snowfall of 76 inches and an average low of 20 degrees, summers can be quite pleasant. Summer temperatures range from 78 to 82 degrees.
• While Michigan’s state income tax rate of 5.3% is slightly higher than the national average of 4.6%, it does offer senior-friendly tax benefits. Seniors living in Muskegon are exempt from paying state income tax on social security payments and receive partial exemptions for pensions and many other forms of retirement income.