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Memory Care Communities in Zephyrhills, Florida

Zephyrhills, FL, is a suburban city in Pasco County, about 30 miles northeast of Tampa. The community is home to just over 18,000 residents, of whom more than 34% are seniors aged 65 and older. Individuals in this demographic are at higher risk of developing a cognitive condition such as Alzheimer’s. Studies show that more than 6 million American seniors are currently living with dementia, and that number is projected to rise to nearly 13 million by 2050.

Communities such as Zephyrhills have taken steps to ensure that dementia care is available to those who need it. This is reflected in data provided by the Centers for Disease Control and Prevention, which shows that the number of Alzheimer’s-related deaths in the city dropped by more than 23% between 2016 and 2020. For those living with dementia, memory care facilities can be a helpful resource. These communities provide a secure environment with specially trained, 24-hour staff who can assist with daily tasks, personal care and memory-focused programming.

This guide includes information about memory care in Zephyrhills, including what it’s like to live in the city, how much dementia care typically costs and where seniors can look for additional support.

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The Cost of Memory Care in Nearby Cities

Zephyrhills is an affordable option compared to many American cities. Average care costs fall $800 below the state median and are over $1,400 lower than the national average. While costs in nearby Lakeland are about $60 less per month, other cities are more expensive. Orlando’s rates are on par with the state median of $5,000, and costs in North Port are nearly $1,000 higher than in Zephyrhills. At $6,510, The Villages sees some of the highest care costs in the state — over $2,300 higher than in Zephyrhills.

Zephyrhills

$4,188

Florida

$5,000

United States

$5,625

Lakeland

$4,125

North Port

$5,181

Orlando

$5,000

The Villages

$6,510

Paying for Memory Care in Zephyrhills

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Seniors in Zephyrhills typically pay about $4,188 per month for memory care.

Financial Assistance for Memory Care in Zephyrhills

In Zephyrhills there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, visit our Memory Care in Florida page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

The Cost of Other Types of Senior Care

At $2,123 per month, adult day care is an affordable option for seniors with minimal needs. Assisted living is over $800 less expensive than memory care, but the services are less specialized. In-home care and home health care, which allow seniors to age in place at home, are about $580 and $670 more than memory care, respectively. Starting rates at nursing homes are over $4,700 higher than memory care because of the comprehensive medical services included.

Memory Care

$4,188

In-Home Care

$4,767

Home Health Care

$4,862

Adult Day Health Care

$2,123

Assisted Living Facility

$3,350

Nursing Home Facility (semiprivate room)

$8,927

Note: Data for Zephyrhills was unavailable, so data for the nearest city, Tampa, was used instead.

Free & Low-Cost Memory Care Resources in Zephyrhills

There are a number of agencies and organizations in Zephyrhills that offer services to supplement those provided by memory care facilities. These can range from benefits counseling and financial assistance to long-term care advocacy, legal aid and health screenings.

ResourceContactService
Alzheimer's Association Florida Gulf Coast Chapter(800) 272-3900The Gulf Coast Chapter of the Alzheimer's Association offers education, support and advocacy for individuals impacted by dementia. Individuals can connect with confidential support groups, attend educational workshops and receive care options counseling. A 24/7 helpline is available to answer questions and provide information.
Area Agency on Aging of Pasco-Pinellas(800) 963-5337The Pasco-Pinellas AAA, which also serves as the regional Aging and Disability Resource Center, can help seniors and caregivers access programs and services such as health and wellness programming, benefits assistance, legal aid and transportation. Information and referrals are available through its toll-free helpline.
Byrd Alzheimer’s Center and Research Institute(813) 396-0606Sponsored by the University of South Florida Health, the Byrd Alzheimer’s Center and Research Institute conducts cutting-edge research and clinical trials and offers patient care and caregiver support. The center can facilitate diagnostic evaluations, help develop treatment plans and provide access to educational programming, resource materials and monthly support groups.
Florida Department of Elder Affairs(800) 963-5337The Florida Department of Elder Affairs supports individuals impacted by dementia through its Alzheimer’s Disease & Related Dementias (ADRD) programs. These include the state's Dementia Care and Cure Initiative (DCCI), which promotes better dementia care and supports research efforts.
Pasco County Veterans Services(727) 834-3282Pasco County Veterans Services can assist veterans and their dependents access benefits such as veterans pensions, government health benefits and disability compensation. Agency representatives can help prepare claims, locate necessary documents, provide benefits counseling and file appeals for denied claims.
Florida Long-Term Care Ombudsman Program(850) 414-2323 or (888) 831-0404Residents of memory care communities and other long-term care facilities have access to free and confidential support through Florida's Long-Term Care Ombudsman Program. The program pairs seniors with volunteers who serve as representatives to advocate for their rights, respond to concerns and provide education.
Bay Area Legal Services(800) 625-2257This nonprofit law firm offers free legal assistance to low-income individuals in Florida's Bay Region, which includes residents of Pasco County. Seniors aged 60 and older can receive assistance with legal matters such as wills and estate planning, public benefits, guardianship and elder abuse.

What to Consider About Memory Care in Zephyrhills

In Zephyrhills and all Florida cities, memory care facilities are overseen by the Florida Agency for Health Care Administration, Bureau of Health Facility Regulation. This governing body oversees the licensing and regulation of all residential care facilities to ensure they are compliant with the established state and federal laws. Inspections are conducted prior to licensure and every two years thereafter.

Benefits and Drawbacks of Memory Care in Zephyrhills

  • Daily living costs in Zephyrhills are quite affordable, making it a good option for seniors on a budget. The city’s cost of living index is rated 89.3, more than 10% lower than the U.S. national average (100) and nearly 16% lower than the Florida state median (103.1). Seniors may notice particularly low housing costs and affordable transportation.
  • Florida also offers a very tax-friendly climate for retirees, as there is no state income tax, estate tax or inheritance tax. This means that any income generated from retirement accounts and benefits such as Social Security income, pensions, IRAs and 401(k)s is exempt from taxation.
  • Crime rates in Zephyrhills are above average. While rates of violent crime are quite moderate compared to national numbers, property crime is very high. On a scale of 1 to 100, property crime is indexed at 84, more than double the U.S. average of 35.4. Fortunately, memory care facilities are designed for resident safety, often featuring secured entries, 24-hour surveillance and advanced security systems.
  • Zephyrhills sees warm weather year-round and 249 days of annual sunshine, which is ideal for seniors looking to escape cold, snowy winters. However, summers can be incredibly hot and humid, with temperatures climbing to the low 90s for as many as 94 days at the height of the season. The area also sees a high level of rainfall compared to the average American city.
  • The air quality in Zephyrhills is above average. The American Lung Association awards Pasco County with an “A” rating in regard to the number of high ozone days it sees on an annual basis.
  • Seniors in Zephyrhills have access to safe and reliable transportation via Pasco County Public Transportation (GOPASCO). The system operates 11 fixed-route services across the county as well as an on-demand, door-to-door paratransit service. Seniors aged 65 and up are eligible for reduced fares, and veterans ride for free.
  • Residents have access to leading-edge health care and medical treatments at AdventHealth Zephyrhills. In addition to emergency care, the location offers a range of specialty services, including cardiology and orthopedics.

Memory Care Laws and Regulations in Zephyrhills

Zephyrhills Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Florida are required to follow. Visit our Memory Care in Florida page for more information about these laws.

Reviews of Communities Nearby

Memory Care

Shane

I visited this facility

Review of Rosecastle Of Zephyrhills

I'm leaning towards Rosecastle of Zephyrhills for my mother. It is just 10 minutes down the road from me. They have a very nice staff. It's small. Their retention rate for their employees is the...

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Memory Care

Julie

I visited this facility

Review of American House Zephyrhills

We toured American House Zephyrhills, and they were ready and waiting for us. They welcomed us, answered all of our questions thoroughly, and gave us some additional information for veterans. They...

Provider response

Julie, thank you for your positive feedback and taking the time to visit our community! We enjoyed meeting you and hope to welcome you and your loved one home to American House!

Read more

Memory Care

Cheryl

I visited this facility

Review of American House Zephyrhills

My mom will move into American House Zephyrhills next week. It seemed to be really well-run, it was kept up really well, and it was in close proximity to our home. The staff was really helpful. The...

Provider response

Cheryl, thank you for your feedback! We're excited to welcome your mom to American House.

Read more

Memory Care Facilities near Zephyrhills, FL

ThonotosassaPlant CityLakelandLutzBrandonTampa

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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