Memory Care Communities in Castro Valley, California

Memory care residents in Castro Valley expect to pay around $9,369 monthly for specialized services. This rate surpasses California’s norm of around $7,813, and it indicates a nearly $2,700 increase over national norms. Similarly, rates track higher than care costs in nearby cities, with seniors in San Jose saving about $430 per month over Castro Valley’s norm, and rates in Vallejo coming in about $3,200 lower. Similarly, seniors in Stockton spend significantly less on memory care, with costs coming to roughly $5,454.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Castro Valley, memory care communities charge a median rate of $9,369.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory care rates in Castro Valley come to around $9,369. Nursing home care, which features 24-hour medical support and supervision, has a higher monthly rate of about $12,471, but other care solutions cost less. For example, home health care agencies charge lower rates of approximately $8,580 for private skilled nursing services, and agencies that administer nonmedical personal care services in the individual’s home charge $7,531 for in-home care. Additionally, seniors receiving residential care services who don’t need memory support pay approximately $7,495 for assisted living, and seniors attending adult day health care pay around $1,842 for daytime personal care and skilled nursing in a community environment.

The California Department of Social Services houses the Senior Care Licensing Program, which oversees all memory care communities in Castro Valley. It officially recognizes memory care facilities as residential care facilities for the elderly, and it enforces licensing rules related to building and campus security, staffing and care planning.

• In Castro Valley, seniors pay state income taxes at rates ranging from 1.0% to 13.3%, depending on their annual income. The state provides a full exemption on Social Security benefits and offers a senior income tax credit, which can save seniors money and help them afford memory care costs.
• For general health, Castro Valley’s Alameda County comes in 13th among California’s 58 ranked counties and in the top percentiles for health outcomes and contributing factors. The region’s average life expectancy of 82.8 years exceeds state and national norms and may indicate access to robust geriatric services. The primary care physician-to-resident ratio comes in at 1:880, which ranks among the best in the state and nation and may result in reduced wait times to obtain medical care.
• Eden Medical Center, a 130-bed hospital, sits in Castro Valley and serves memory care residents through walk-in care, urgent care and primary care services. It specializes in Alzheimer’s and dementia care and has comprehensive services for those with memory loss, including educational and supportive services, rehabilitative therapies, diagnostic testing and treatment.
• Overall, living expenses in Castro Valley come in at nearly double the national norm and about 30% higher than in California as a whole, marking this city as a relatively expensive place to obtain memory care. Fortunately, many memory care communities in the region accept payment through the state’s Assisted Living Waiver, which brings down residential care costs for those who qualify.
• Castro Valley reports about four violent crimes and 16 property-related offenses per 1,000 people in a given year, with both types of crime occurring at lower rates here than in the state and nation as a whole. When compared only to cities with similar population sizes, the city ranks among the safer options for those looking for memory care. Neighborhoods such as Greenridge/Crow Canyon, Palomares Hills and Lake Chabot report even less crime and may be good options for those who prioritize safety.