Assisted Living Communities in Elmira, New York

Assisted living communities in Elmira charge around $7,826 per month for care, tracking thousands of dollars over New York’s median rate of $5,850 and the national norm of approximately $5,350. Similarly, local rates run high compared to monthly fees in nearby communities. In Buffalo, for example, assisted living residents pay about $1,700 less for care, and in Utica, fees run nearly $1,900 less than in Elmira. Similarly, seniors in Syracuse and Rochester pay competitive rates of approximately $5,670 and $5,333, respectively.

In Elmira, assisted living facilities charge around $7,826 per month for care.

 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

In Elmira, seniors expect to pay around $7,826 per month for assisted living. By comparison, seniors who live in nursing homes pay much higher rates of approximately $14,387 for around-the-clock intensive medical services and supervision. However, seniors who prefer to receive services in their own homes pay lower rates of around $6,673 for non medical in-home care, such as companionship and help with personal grooming and care. Additionally, home health care agencies charge competitive rates of around $1,907 for basic skilled nursing support in the individual’s home.

 

 

The New York State Department of Health licenses and regulates assisted living facilities in Elmira and the rest of the state. This department enforces basic standards for care planning, staffing and housing through initial and annual licensing requirements and regular inspections. It also follows up on complaints from residents, staff and visitors.

 

• As a member of the AARP Age-Friendly Network, Elmira supports a high standard of comfort and favorability for assisted living residents through community amenities and initiatives. The organization gives Elmira a livability score of 46, which closely aligns with the average U.S. city score of 48, for the engagement opportunities it provides for seniors, along with age-friendly housing and transportation amenities. The city also provides access to 2.5 parks and 0.7 grocery stores within half a mile of its residential care facilities, ensuring residents’ comfort and independence.
• Two hospitals serve assisted living residents in Elmira, including Arnot Ogden Medical Center and St. Joseph’s Campus of Arnot Health. These hospitals accommodate seniors’ medical needs, offering access to primary and specialty care, pharmacy facilities, rehabilitative therapies and a range of patient support options. To optimize access to care, many assisted living facilities in Elmira provide regularly scheduled transportation services to local medical centers and clinics.
• New York offers a deduction of up to $20,000, which seniors can claim to reduce what they owe to the state in taxes on private pension income and withdrawals from retirement accounts. Additionally, it completely exempts Social Security benefits and government pension income from income taxes, which may help assisted living residents afford monthly care expenses in Elmira.
• Crime occurs at a relatively high rate in Elmira, with the city reporting about 46 illegal incidents per 1,000 people in a given year. This runs higher than state and national norms, as well as the number of incidents reported by similarly sized cities. Fortunately, several neighborhoods have significantly less criminal activity, including West Elmira, Southport and Elmira South. Assisted living communities reinforce residents’ safety through professionally monitored surveillance cameras and security gates.
• Elmira ranks among the most budget-friendly places to live in New York and the nation as a whole, which may benefit those considering local assisted living options. In general, the cost of living runs 22% lower than the national average and 36% lower than in the rest of New York, promoting competitive assisted living rates.