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The 10 Best Home Care Agencies for Seniors in West Chester, OH for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in West Chester, OH, residents and their loved ones rate In Home Care agencies across the 31 options below.

Home Care Services in West Chester, Ohio

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On this page:

  • Home Care Services in West Chester, Ohio
  • Paying for Home Care in West Chester, OH
  • Financial Assistance for Home Care in West Chester, OH
  • West Chester Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in West Chester, OH

The Cost of Home Care in West Chester, OH

Home care costs in West Chester are lower than the Ohio state and the national average, which stands at $4,957 according to the 2021 Genworth Cost of Care Survey. Westchester’s home care costs are lower than cities within a 50-mile distance including Cincinnati and Dayton by over $1,700. It’s the same case with cities over 150-mile distance, including Cleveland and Akron which have monthly home care costs of $5,196 and $4,052, respectively. That makes West Chester one of the most affordable places for senior living in its region. 

West Chester

$3,432

Ohio

$4,957

The United States

$4,957

Cincinnati

$5,148

Dayton

$5,434

Cleveland

$5,196

Akron

$4,052

The Cost of Home Care vs. Other Senior Care Options in West Chester, OH

There are other senior care options in West Chester including home health care, assisted living and nursing home care. The cost of home care in West Chester is similar to that of home health care services and about $240 less than that of assisted living. Nursing home care averages about $3,700 more than home care costs. Nursing home care involves 24-hour support with specialized medical support including hospice care.

Home Care

$3,432

Home Health Aide

$3,432

Assisted Living

$3,675

Nursing Home Care (semiprivate room)

$7,148

Note: Data for West Chester was unavailable, so data for the nearest city, Wheeling, WV, was used instead.

Financial Assistance for Home Care in West Chester, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

West Chester Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in West Chester:

ResourceContactAddressService
People Working Cooperatively (PWC)(513) 351-79214612 Paddock Rd., Cincinnati, OH 45229PWC is affiliated with the local United Way charity and approaches repairs for those in need under a “whole house” philosophy, taking into account how to keep homes safe for residents and increase the ability of residents to retain their independence. It offers weatherization services to improve energy efficiency as well as mobility renovations and repairs. Eligibility for the program is based on income, although some West Chester residents with a qualifying disability may also be eligible for services. 
Butler County Elderly Services Program(513) 868-92811900 Fairgrove Ave., Hamilton, OH 45011This Butler County program helps seniors in West Chester and throughout the county connect with resources that provide financial assistance, health care and companionship. Each participant has a personalized care plan, determined by an in-home visit from a care worker. Electronic monitoring services, home health care and home repairs can help seniors retain independence in their homes, while home-delivered meals and nutrition counseling to help them make healthy choices. 
SELF(513) 868-93001790 S. Erie Hwy., Suites A-E, Hamilton, OH 45011The SELF agency offers utility assistance to Butler County residents who are experiencing financial hardship. The program is income-based, although there are also crisis programs offered in both the hottest part of summer and the coldest winter months. Seniors and those with a qualifying disability are given preference for the crisis programs. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

In Home Care near West Chester, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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