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4.5
(68 reviews)
"My caregiver helps me with my bath, always on time and always cheerful. She always asks if there is anything extra that I want her to do. She is very dependable...."
READ MOREThe 5 Best Home Care Agencies for Seniors in Wapakoneta, OH for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Wapakoneta, OH, residents and their loved ones rate In Home Care agencies across the 8 options below.
Home Care Services in Wapakoneta, Ohio
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3.9
(31 reviews)
"I am using HomeCare.com for Mom. They're courteous, on time, knowledgeable on the things they need to do, and very much a caring group of people. They are good at following up. They call ahead and kind of follow up as necessary. They're good for all ..."
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5.0
(1 reviews)
"My mother is currently a client and has been for over 4 years. When my father had a stroke and my mother wanted to care for him at home she couldn't do it by herself so her doctor recommended she call Home Instead. Their CAREGivers were wonderful a..."
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"Happy at Home Caregiving was founded with a simple yet powerful mission: to provide compassionate, personalized in-home care that enriches o..."
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VNA Healthcare Partners of Ohio, Inc- Cleveland
2500 East 22nd Street, Cleveland, OH, 44115
4.3
(3 reviews)
"the nurses in hospice of the VNA were very compassionate and went the extra mile to help loved ones. They took excellent care of my dad as a home care provider and later as his hospice nurses and aides. ..."
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"All For You Home Care provides Quality, Affordable, and Caring Assistance for seniors at their homes in the West Central Ohio area. We ar..."
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"Home health care services from Interim allow individuals to stay safe, independent, and engaged while remaining in their own homes. We offe..."
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"Home health care services from Interim allow individuals to stay safe, independent, and engaged while remaining in their own homes. We offe..."
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Paying for Home Care in Wapakoneta, OH
The average Wapakoneta senior pays around $4,957 for in-home care. This cost is in line with both Ohio and the national median.
The Cost of Home Care in Wapakoneta, OH
The average home care price in Wapakoneta matches the corresponding rate in Toledo. Seniors in the city of Springfield pay, on average, $572 less than in Wapakoneta. Rates in larger cities, such as Columbus and Dayton, are substantially higher.
Wapakoneta
$4,957
Ohio
$4,957
The United States
$4,957
Dayton
$5,434
Springfield
$4,385
Toledo
$4,957
Columbus
$5,625
The Cost of Home Care vs. Other Senior Care Options in Wapakoneta, OH
While home health care providers include additional medical services, they’re more affordable than home care in Wapakoneta by $381. Seniors can receive residential care at various levels of intensity in assisted living facilities and nursing homes for respective monthly rates of $4,603 and $7,133.
Home Care
$4,957
Home Health Care
$4,576
Assisted Living Facility
$4,603
Nursing Home Facility (semiprivate room)
$7,133
Note: Data for Wapakoneta was unavailable, so data for the nearest city, Lima, was used instead.
Financial Assistance for Home Care in Wapakoneta, OH
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Wapakoneta, OH
Aging-in-place resources can help older adults in Wapakoneta with the cost of care needed to continue living at home. Some agencies can provide assistance with basic needs, including house repairs, meals and even home care.
| Resource | Contact | Service |
|---|---|---|
| The Auglaize County Council on Aging | (419) 738-2438 | As the regional Area Agency on Aging, the ACCA provides a robust list of aging-in-place services for people aged 60 and above. Seniors may benefit from friendly visitors, medical transportation and an information and referral service. Additionally, low-income seniors may be eligible for in-home care. |
| Ohio Senior Health Insurance Information Program | (800) 686-1578 | OSHIIP provides free and impartial insurance advice to Medicare beneficiaries. Seniors can get in touch with the statewide hotline to discuss their insurance needs with a trained counselor. This free service educates older adults on insurance topics and empowers them to make informed decisions about their coverage. |
| The Home Energy Assistance Program | (419) 227-2586 | This federally funded program can help low-income older adults cover the costs of their energy bills during the winter. The benefit comes in the form of a yearly grant, and seniors must meet income criteria to be eligible for assistance. |
| The Home Repair Program | (419) 227-2586, ext. 105 | The Home Repair Program can help older adults remain in their homes by providing financial aid for necessary repairs and accessibility modifications. Seniors can use the funding for maintenance work, such as fixing a leaking roof, electrical updates and adding a wheelchair ramp. |
| The Homestead Exemption | (419) 739-6710 | Homeowners aged 65 and older can save a significant portion on their taxes with the Homestead Exemption. Eligible seniors need to apply with the County Auditor by the stated deadline to qualify for a reduction on their property taxes. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
