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The 10 Best Home Care Agencies for Seniors in Toledo, OH for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Toledo, OH, residents and their loved ones rate In Home Care agencies 4.4 out of 5 stars across the 30 options below.
Home Care Services in Toledo, Ohio
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Interim HealthCare of Toledo, OH
3100 W Central Ave., Suite 250, Toledo, OH, 43606
"Home health care services from Interim allow individuals to stay safe, independent, and engaged while remaining in their own homes. We offe..."
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Comfort Keepers
77 Whittlesey Ave, Norwalk, OH, 44857
"Comfort Keepers has been in the community since 2004, operating out of Norwalk, Ohio. Serving clients in Lorain, Erie, Huron, Sandusky, Ot..."
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Comfort Keepers of Toledo
2451 N. Reynolds Road, Toledo, OH, 43615
"Each Comfort Keepers client has unique care needs. That is why we offer a full range of in-home services - to tailor care plans that prov..."
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Maxim Healthcare Toledo, OH
3131 Executive Pkwy, Suite 205, Toledo, OH, 43606
1.0
(1 reviews)
"I used Maxim Healthcare for 2 years, nothing but problems...From nursing smoking, showing up in jeans and wife beaters, to nurses falling asleep, using their computer, using dish soap to wash his eyes, to diaper cream on his mickey button. I attempte..."
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Paying for Home Care in Toledo, OH
The Cost of Home Care in Toledo, OH
At $4,957 per month, home care costs in Toledo are the same as the Ohio and national averages, both of which are $4,957. Across the state of Ohio, home care costs range from a low of $4,052 in Akron to a high of $5,625 in the capital city, Columbus. Residents of Cincinnati in the southwestern part of the state pay a monthly average of $5,148, while their neighbors on the other side of the state near Youngstown, Pennsylvania, pay an average of $5,339.
Toledo
$4,957
Ohio
$4,957
The United States
$4,957
Akron
$4,052
Columbus
$5,625
Cincinnati
$5,148
Youngstown
$5,339
The Cost of Home Care vs. Other Senior Care Options in Toledo, OH
At an average of $4,957, home care is one of the least affordable senior care options in Toledo. Home health care is also $4,957, which is more than $600 more than the average monthly cost for an assisted living facility of $4,219. Those opting for adult day health care pay the least at $2,145, while others who seek nursing home care pay the most at $7,057 for a semiprivate room.
Home Care
$4,957
Home Health Care
$4,957
Adult Day Care
$2,145
Assisted Living
$4,219
Nursing Home (semiprivate)
$7,057
Financial Assistance for Home Care in Toledo, OH
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Toledo Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Toledo:
| Resource | Contact | Address | Service |
|---|---|---|---|
| SeaGate Food Bank of Northwest Ohio | (419) 244-6996 | 526 High Street, Toledo, OH | Over 400 local food pantries are serviced by this organization, a non-profit agency accredited by the Better Business Bureau. Programs include food pantries for those with demonstrated financial need. SeaGate also offers special senior boxes in addition to the regular pantry services. These boxes are intended to provide the elderly with supplemental foods to help them meet their nutritional needs. |
| Neighborworks Toledo | (419) 691-2900 | 704 Second Street, Toledo, OH 43605 | Weatherization services for the elderly and those in financial need is the focus of this volunteer-lead program. The Home Weatherization Assistance Program (HWAP) offers help to make each home more energy-efficient and comfortable in the winter. Services include installing insulation, safety inspections and tune-ups of heating units, insulation of sidewalks, insulation of water tanks and replacing or repairing sealants around the windows and doors. Each client receives a personalized energy management plan as well. |
| The Salvation Army | (419) 241-1138 | 620 N Erie Street, Toledo, OH 43604 | This faith-based charity has plenty of programs to help seniors in the Toledo area. There are several branches of the Salvation Army in the city, many of which have discount stores where those on a limited budget can purchase household gods or clothing on a budget. Caseworkers are on-site at this main location to assist seniors in applying for benefits with as Medicaid and Social Security or disability. Many centers have special programs to encourage socialization, such as hobby classes, special guest speakers and fitness programs. |
| 60 Plus Senior Programs | (419) 213-4100 | 635 N. Erie Street, Toledo, OH 43604 | The Toledo-Lucas County Health Department sponsors a health screening program designed especially for the medical needs of its elderly population. Efforts include helping seniors preserve their independence and promote disease prevention and overall mind-body health. Programs include health assessments for blood pressure, review of medical history, good nutrition, vision and dental care and health risk factors. For those who need them, caseworkers give referrals for health conditions that need to be addressed. |
| Mobile Meals of Toledo | (419) 255-7806 | 2200 Jefferson Avenue, Toledo, OH 43604 | Seniors who are unable to prepare healthy meals on their own may be eligible for the income-based Meals on Wheels program from the Mobile Meals charity. Volunteers deliver hot meals five days a week and provide companionship. For those who are eligible, frozen meals for evenings and weekends are also provided. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Reviews of Care Providers Nearby
Home Care
Amy Smigelski
5.0
Review of Home Instead - Toledo, OH
Home Instead provided services for my grandmother. I was blown away at the attention to detail in taking care of her! They have a dedicated quality manager, a logbook in the home that was helpful...
Provider response
Thank you so much! We enjoyed and were honored to take care of your grandmother. She was a joy to our Careprofessionals.
Home Care
Sara L_4
3.0
Review of Arista Home Care Solutions
They have tried to do everything I have asked them to do. I would like for them to have backup care staff in case my original care staff can't show up.
Home Care
Margaret T_9
5.0
Review of Arista Home Care Solutions
It is very helpful by making sure that she is getting regular meals, keeping her house tidy, and getting her to appointments and back. I am very pleased with the provider and I like the...