The 10 Best Home Care Agencies for Seniors in Oregon, OH for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Oregon, OH, residents and their loved ones rate In Home Care agencies across the 11 options below.

According to Genworth’s Cost of Care Survey data, home care in Oregon, Ohio, costs $4,957 per month, which is identical to both state and national averages. Within Ohio, the cost of home care varies quite a bit depending on the location. Oregon’s home care costs match those in Lima but are $668 more per month compared to rates in Columbus. Home care in Mansfield is less expensive, with rates that are about $380 less per month, as is home care in Springfield, which costs approximately $570 less per month.

Many long-term care options are available to seniors, with rates depending on the level of need. Home care in Oregon costs $4,957 per month, as does home health care, which includes visits from skilled nurses and therapists. Assisted living in a residential facility is $738 less per month compared to home care. The most expensive is nursing home care, which costs $5,057 per month for a semiprivate room. The least expensive is adult day health care ($2,145 per month). 

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.