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The 10 Best Home Care Agencies for Seniors in Astoria, NY for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Astoria, NY, residents and their loved ones rate In Home Care agencies across the 61 options below.

Home Care Services in Astoria, New York

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On this page:

  • Home Care Services in Astoria, New York
  • Paying for Home Care in Astoria, NY
  • Financial Assistance for Home Care in Astoria, NY
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Astoria, NY

The Cost of Home Care in Astoria, NY

Due to its status as a borough of New York City, Queens shares the city’s average monthly home care cost of $5,529, per Genworth Financial’s 2021 Cost of Care Survey. That means costs in the Astoria area are $572 higher than the national average and $190 per month above the New York state average. Seniors looking to pay less may want to head north into places like Poughkeepsie, Kingston, and Albany. Cost-conscious seniors should probably avoid upstate cities like Syracuse and Rochester, where costs increase by $191 to $382 per month.

Astoria area

$5,529

New York State

$5,339

The United States

$4,957

Poughkeepsie

$5,339

Kingston/Albany

$5,148

Syracuse

$5,911

Rochester

$5,720

The Cost of Home Care vs. Other Senior Care Options in Astoria, NY

Home care costs in Astoria average $191 less per month than the light medical care offered by home health care, and $221 less than assisted living arrangements. For seniors who are mobile, adult day health care services outside the home provide a much more budget-friendly solution. Those seniors who require intensive care will be paying a much more substantial price for nursing home care.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health

$1,950

Assisted Living Facility

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Queens was unavailable, so data for the New York Area was used instead.

Financial Assistance for Home Care in Astoria, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

In Home Care near Astoria, NY

Roosevelt IslandWoodsideSunnysideLong Island CityJackson HeightsBridgewater

Other Options in Astoria, NY

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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