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The 10 Best Home Care Agencies for Seniors in Aurora, IL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Aurora, IL, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 69 options below.

Home Care Services in Aurora, Illinois

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On this page:

  • Home Care Services in Aurora, Illinois
  • Paying for Home Care in Aurora, IL
  • Financial Assistance for Home Care in Aurora, IL
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care
  • Frequently Asked Questions

Paying for Home Care in Aurora, IL

The Cost of Home Care in Aurora, IL

According to the 2024 Genworth Cost of Care Survey, home care costs in Aurora come in at around $5,720. This tracks about $1,700 over rates in Rockford, and it surpasses the median in Milwaukee, WI, by about $950. However, in Iowa City, IA, rates run higher than in Aurora at approximately $7,627.

Aurora

$5,720

Illinois

$5,720

United States

$5,720

Rockford

$4,004

Springfield

$5,720

Milwaukee, WI

$4,767

Iowa City, IA

$7,627

The Cost of Home Care vs. Other Senior Care Options in Aurora, IL

At $5,720 per month, home care rates in Aurora provide savings of about $858 over the cost of home health care, and assisted living costs about $780 more. Adult day health care rates run even lower at around $2,123. However, home care offers affordability compared to nursing home placement, which comes in at $8,669.

Home Care

$5,720

Home Health Care

$6,578

Adult Day Health Care

$2,123

Assisted Living Facility

$6,500

Nursing Home Care (semi-private room)

$8,669

Note: Data for Aurora was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Aurora, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

cousin care

Other

Review of Best Elder Home Care - Aurora, IL

Our aunt had to have care after a stroke and the service was helpful with all the Information we needed. They helped Us make our decision and was very kind and thoughtful in their services.

Provider response

Thank you for the kind words. Our goal is to offer the best services and information needed for the clients care. If we can be of any assistance in the future, feel free to reach out to us.

Read more

Home Care

Katy A

I am a past client of this provider

Review of Best Elder Home Care - Aurora, IL

I called this company to get information about the home care for my mom. I spoke to Marianne, the case worker over there. She was very nice and she spent almost an hour with me on the phone. She...

Provider response

Thank you so much for your kind words, we appreciate your acknowledgment of our staff and services. We are committed to providing quality care and assistance to all our clients.

Read more

Home Care

Anonymous

I am a past client of this provider

Review of Best Elder Home Care - Aurora, IL

Only 3 visits needed. Care was fine.

Read more

In Home Care near Aurora, IL

MontgomeryNorth AuroraFox ValleyEolaMooseheartOswego

Other Options in Aurora, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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