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The 10 Best Home Care Agencies for Seniors in Orlando, FL for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Orlando, FL, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 81 options below.
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Paying for Home Care in Orlando, FL
The Cost of Home Care in Orlando, Florida
The 2024 Genworth Cost of Care Survey reports a median monthly rate of $4,004 for Orlando, indicating affordability compared to the U.S. norm of $5,720. Additionally, local agencies charge hundreds or thousands of dollars less than agencies in many nearby cities, including Deltona, where seniors pay around $5,625, and North Port, where the baseline monthly rate comes to $6,673.
Orlando
$4,004
Florida
$5,625
United States
$5,720
Deltona
$5,625
Tampa
$4,957
North Port
$6,673
Sebastian
$5,148
The Cost of Home Care vs. Other Senior Care Options in Orlando, Florida
Home care clients in Orlando pay around $4,004 monthly for nonmedical care at home. By comparison, those who need light medical support, including medication administration and diabetes management, pay about $1,900 more for home health care. Additionally, home care costs compare favorably to nursing home care, which comes in at $9,201 for semi-private rooms.
Home Care
$4,004
Home Health Care
$5,911
Adult Day Health Care
$1,322
Assisted Living Facility
$3,823
Nursing Home Care (semi-private room)
$9,201
Financial Assistance for Home Care in Orlando, FL
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Orlando, FL
Living at home as an older adult can be challenging, but the Orlando area has several resources designed to help seniors maintain their independence. Through these government and nonprofit groups, older adults can get help with utility assistance, meals, home repairs and more to help them stay comfortable at home.
| Resource | Contact | Service |
|---|---|---|
| Orlando Area Senior Centers | (407) 836-6200 | The Orange County Parks and recreation department operates two senior centers in Orlando. These locations provide opportunities for seniors to socialize through game rooms, fitness rooms and educational or social programs. It costs just $10 a year to be a member. |
| Housing Rehabilitation Program | (407) 246-2708 | The Housing Rehabilitation Program offers up to $15,000 in grant money to Orlando city residents who need help to improve their homes' safety. Seniors living in homes that need repair can utilize this program to fund them. It's available to homeowners within the city limits who live in single-family homes. |
| Senior Resource Alliance | (407) 514-1800 | The Senior Resource Alliance helps older adults in Orlando and Orange County access services on the state and federal levels. This is the Aging and Disability Resource Center that serves Orlando. The Alliance operates the elder abuse hotline, elder hotline and SHINE Medicare counseling service for the area. |
| Orange County Limited Income Senior PLUS Exemption | (407) 836-5044 | Seniors living in Orange County may qualify to receive the Limited Income Senior PLUS an exemption on their property taxes. This exemption is available to low-income households age 65 and older and who own their homes. Approved applicants receive a discount on their Orange County general taxes. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Anonymous_1740479430
4.0
Review of Arosa Orlando
One of their staff members are great, we have had some trying times with others. They need to improve their communication amongst themselves and their clients.
Home Care
Susan S_48
5.0
Review of Arosa Orlando
I need all the help the caregivers provide. The agency does a good job and are cooperative.
Home Care
William Norbert S
5.0
Review of Right at Home Orlando, FL
They are excellent. It makes our life easier. I like their customer service and the caliber of their employees.